What do I bring to the closing?

By
Real Estate Broker/Owner with Ocean View Realty Group in Ormond By The Sea Florida BK559597
https://activerain.com/droplet/cdS

What do I bring to the closing?

Buyers and sellers sometimes arrive at a closing unprepared because they did not listen when their Realtor told them what would happen and what would be required of them at the closing table.

A few things to do BEFORE closing in addition to packing etc.

1. Secure homeowner's insurance (and flood insurance if applicable) .
2. Condo or homeowner association approval if necessary.
3. Be sure to have your utilities in place.

Bring to the closing

1. Certified funds (money order or cashier's check) Bring money to the closing
2. Your driver's license or other photo ID.
3. Your Spouse or anyone else who is on the deed.
4. All keys to the property if you are the seller.

Phone numbers for prior to closing.
The last week before closing on your property there are a few things to get in order.  Here are phone numbers that may help as you consider getting your Ormond By The Sea Florida utilities accounts and other needs established for your new Ormond By The Sea Florida property.

Cable - Brighthouse -- 677-1232 Also has internet and phone
Electricity - FPL 252-1541
Homestead exemption-254-4601
Schools 254-6475
            Osceola Elementary-239-6380
            Ormond Middle-676-1250
            Seabreeze High-646-1400
Telephone-Bellsouth 1-800-763-2909 or 1-888-757-6500 also has cable and internet.
Trash pick-up 673-0800
Voter registration 254-4690
Water-City of Ormond Beach 676-3209

 

Posted by

 

Have a great day

Al Raymondi
Ocean View Realty Group
1350 Ocean Shore Blvd. Suite A
Ormond Beach, FL 32176
Ormond By The Sea Florida sales and rentals of homes and condos www.ovrealty.com 
Click the Realtor Logo below to search the Daytona Beach Florida area MLS anonymously.
386-441-8245
Fax 386-441-2407
Mail to ovrealty@aol.com
Ormond By The Sea Florida Vacation rental homes and condos information is at www.ormondbeachcondorentals.com 

Serving Ormond Beach and Ormond By The Sea in the Daytona Beach Florida area from the same location since 1991.

Homes and condos for sale by ocean View Realty Group    Ormond Beach Florida homes and condos for Lease by Ocean View Realty Group       Search the Daytona Beach area MLS     View Al's Linked-in profile     Follow Ocean View Realty Group on Twitter

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Rainer
246,375
Daniel H. Fisher
www.FisherHermanRealty.com (704) 617-3544 - Charlotte, NC
MCRP - Charlotte Real Estate, NC or SC

The cashiers check needs to be payable to the closing attorney or title company that is handling the closing.  Spouses of Buyers often need to be at the closing even if they are not on the mortgage so that they can sign paperwork waiving their rights to object to foreclosure.

Jun 11, 2011 12:26 AM #1
Rainmaker
694,665
Clint Mckie
Desert Sun Home, commercial Inspections - Carlsbad, NM
Desert Sun Home, Comm. Inspection 1-575-706-5586

Hello Al,

That's a lot of good information to have as a buyer. A seller needs  to be present too, but do you really think they would be late to a "closing"? NOT. The seller wants to get paid and ut the next home. By the way are you "selleing the seller their next home". They need one?  

Clin Mckie

Jun 11, 2011 01:03 AM #2
Rainmaker
1,100,376
Al Raymondi
Ocean View Realty Group in Ormond By The Sea Florida - Ormond Beach, FL
Ormond By The Sea Florida - Home and Condo Sales

Thanks for adding your insight Daniel, details are very important if a transaction is to close without a hitch.

Jun 11, 2011 02:05 AM #3
Rainmaker
1,100,376
Al Raymondi
Ocean View Realty Group in Ormond By The Sea Florida - Ormond Beach, FL
Ormond By The Sea Florida - Home and Condo Sales

Hi Clint

We have had sellers late for closing and had to delay.  Have a great weekend.

Jun 11, 2011 02:07 AM #4
Rainmaker
925,799
Ron Marshall
Marshall Enterprises - Saint Michael, MN
Birdhouse Builder Extraordinaire

Daniel's comment was spot on.  Thanks, Al, for the great reminders. 

Jun 12, 2011 01:53 AM #5
Rainmaker
1,100,376
Al Raymondi
Ocean View Realty Group in Ormond By The Sea Florida - Ormond Beach, FL
Ormond By The Sea Florida - Home and Condo Sales

Thanks Ron, I appreciated Daniel's comment too.  Enjoy the rest of your weekend.

Jun 12, 2011 02:42 AM #6
Ambassador
2,135,316
Respect Realty LLC
Respect Realty LLC - Milwaukie, OR
Brokers - Oregon / SW Washington Real Estate

This is something that people need to know and their agent should be the one to tell them. Twice in the last six months as the listing agent I have gotten a call from title saying the buyers are going to have to come back because they didn't have all the required documents at close, so close will be delayed by one day.




Jun 18, 2011 06:30 PM #7
Rainmaker
1,100,376
Al Raymondi
Ocean View Realty Group in Ormond By The Sea Florida - Ormond Beach, FL
Ormond By The Sea Florida - Home and Condo Sales

Thanks for your insight Todd.  The problem certainly can be avoided if the agents let their buyers and sellers know what to have ready for the closing.

Jun 19, 2011 12:21 AM #8
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Rainmaker
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Al Raymondi

Ormond By The Sea Florida - Home and Condo Sales
Come live by the beach in Ormond By The Sea Florida
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