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What do I bring to the closing?

By Al Raymondi

Real Estate Broker/Owner with Ocean View Realty Group in Ormond By The Sea Florida BK559597

June 11, 2011 12:12 AM

What do I bring to the closing?
Buyers and sellers sometimes arrive at a closing unprepared because they did not listen when their Realtor told them what would happen and what would be required of them at the closing table.

A few things to do BEFORE closing in addition to packing etc.

1. Secure homeowner's insurance (and flood insurance if applicable) .
2. Condo or homeowner association approval if necessary.
3. Be sure to have your utilities in place.

Bring to the closing

1. Certified funds (money order or cashier's check)
2. Your driver's license or other photo ID.
3. Your Spouse or anyone else who is on the deed.
4. All keys to the property if you are the seller.

Phone numbers for prior to closing.
The last week before closing on your property there are a few things to get in order. Here are phone numbers that may help as you consider getting your Ormond By The Sea Florida utilities accounts and other needs established for your new Ormond By The Sea Florida property.

Cable - Brighthouse -- 677-1232 Also has internet and phone
Electricity - FPL 252-1541
Homestead exemption-254-4601
Schools 254-6475
            Osceola Elementary-239-6380
            Ormond Middle-676-1250
            Seabreeze High-646-1400
Telephone-Bellsouth 1-800-763-2909 or 1-888-757-6500 also has cable and internet.
Trash pick-up 673-0800
Voter registration 254-4690
Water-City of Ormond Beach 676-3209

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Daniel H. Fisher

www.FisherHermanRealty.com (704) 617-3544 - Charlotte, NC

MCRP - Charlotte Real Estate, NC or SC

The cashiers check needs to be payable to the closing attorney or title company that is handling the closing. Spouses of Buyers often need to be at the closing even if they are not on the mortgage so that they can sign paperwork waiving their rights to object to foreclosure.

Jun 11, 2011 12:26 AM

Clint Mckie

Desert Sun Home, commercial Inspections - Carlsbad, NM

Desert Sun Home, Comm. Inspection 1-575-706-5586

Hello Al,

That's a lot of good information to have as a buyer. A seller needs to be present too, but do you really think they would be late to a "closing"? NOT. The seller wants to get paid and ut the next home. By the way are you "selleing the seller their next home". They need one?

Clin Mckie

Jun 11, 2011 01:03 AM

Al Raymondi

Ocean View Realty Group in Ormond By The Sea Florida - Ormond Beach, FL

Ormond By The Sea Florida - Home and Condo Sales

Thanks for adding your insight Daniel, details are very important if a transaction is to close without a hitch.

Jun 11, 2011 02:05 AM

Hi Clint

We have had sellers late for closing and had to delay. Have a great weekend.

Jun 11, 2011 02:07 AM

Ron Marshall

Marshall Enterprises - Saint Michael, MN

Birdhouse Builder Extraordinaire

Daniel's comment was spot on. Thanks, Al, for the great reminders.

Jun 12, 2011 01:53 AM

Thanks Ron, I appreciated Daniel's comment too. Enjoy the rest of your weekend.

Jun 12, 2011 02:42 AM

Todd Clark - Retired

eXp Realty LLC - Tigard, OR

Principle Broker Oregon

This is something that people need to know and their agent should be the one to tell them. Twice in the last six months as the listing agent I have gotten a call from title saying the buyers are going to have to come back because they didn't have all the required documents at close, so close will be delayed by one day.

Jun 18, 2011 06:30 PM

Thanks for your insight Todd. The problem certainly can be avoided if the agents let their buyers and sellers know what to have ready for the closing.

Jun 19, 2011 12:21 AM

What do I bring to the closing?

Comments(8)

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