A Guaranteed Way Not To Lose Equity! Guarantee, guaranteed, I assure you, I promise, you'll make money, you can't lose! Oh how those words make my skin crawl!
Use any one of them and your real estate deal becomes a security! With rare exception most of us aren't nor ever were licensed to sell securities! None of us were licensed to sell illegal securities! 11 years selling investment properties four decades financing them through out Michigan South to Florida, West to Texas and California I could tell you a horror story or two about fools guaranteeing any thing real estate.
All that said I'm prepared to present you with A Guaranteed Way Not To Lose Equity!
Home ownership is so much more than equity! There's an intrinsic value to a home of your own that can't be appraised, can't be quantified, can't even be explained or defined. Homes have a soul. A home of your own provides a higher life style than available for any where close to the same cost in a rental.
Home ownership provides security although most TV talking heads and much of the general public have forgotten this,with today's fluxing equity. Home owner's know what their cost are going to be next month, next year, and a decade from now. Home owners know their neighbors. Home owner's know their neighbors kids! Home owner's know their kids schools. Home owners build lasting memories for them selves, their kids, their extended families and their friends. Homes provide a warmth that can't be measured in BTU's.
The talking heads, their script writers and those playing real estate experts on TV have no concept of how equity works or it's importance or lack there of.They have no understanding of amortization. They babble about the horrors of lost equity. They create their own bogeyman and then mislead others scarring them into a panic. Their's is a self fulfilling prophecy! It make as much sense as running from your own shadow.
Those oh so eloquent, seemingly educated, but ignorant, script reading, moronic talking heads tell us. "Don't buy today!" "You'll lose money" "It will be worth less tomorrow!" "You'll lose your equity!" "You should make big down payments so you'll maintain equity when the market drops!" So what? Home equity is only important on the day you purchase a home and the day you sell the home!
Home equity is only important on two days!
To much equity on the day you purchase a home is a major mistake! Equity is optional. Liquidity is mandatory! In a falling market no amount of fleeting equity can replace liquid reserves!
A Guaranteed Way Not To Lose Equity! Never have any! You can't lose what you don't have! So buy FHA with only 3.5% down. Seller's closing cost runs between 9 and 10% so if you only put down 3.5% you don't have any equity to lose. There for you can't lose what you never had! All you can do is eventually gain equity!
With nothing to lose there is everything to gain! Security, stability, life time neighbors, generations of loving memories, and don't forget equity! No matter what the market does fixed rate loans amortize, it means that equity always comes to those that wait!
You could rent. Land lords know it they buy houses based on their cash flow no matter what the market does fixed rate loans amortize, it means that equity always comes to those that wait! While waiting they can profit from their renters. Land lords know that every one has to live somewhere. Land lords know that every former home owner that becomes a renter increase the demand for rentals, assuring that land lords can raise rents. Land lords bless tenants from whom all blessings flow!
A Guaranteed Way Not To Lose Equity! Simply learn or relearn what every former generation has known.
Check out: Grandmas' House You'll be glad you did. 
That's my Grandparents, my Father in the hat, and his siblings in front of the home my
grantparents bought long before I was born. My cousin still owns it.
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