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Homeowner Forecloses on BofA - This Will Warm the Cockles of Your Heart

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Real Estate Agent with Humphrey Home Connections Realty, Reno, Nevada

Just had to share this newsclip...brought a smile to my face. The story begins with a foreclosure filing by Bank of America against a Florida homeowner. Hardly newsworthy, I know. Unfortunately for BofA, the homeowner in question did not have a mortgage with BofA...in fact they didn't have a mortgage at all!!

It doesn't clarify how this mix-up occurred, although obviously attention to detail was lacking on BofA's part. Nonetheless, the homeowners were forced to hire an attorney and go to court to prove their free-and-clear ownership of their home, for which they had paid cash. What's wrong with THAT picture! Needless to say, significant legal fees were incurred in that process. BofA was ultimately ordered by the judge to reimburse the homeowners for their legal expenses. You will no doubt be shocked to learn that BofA totally ignored that judgment against them. So the homeowners' attorney took the next step, and foreclosed on the bank. Showed up at the local branch with moving vans and sheriffs deputies. Locked the branch manager out of his office. Within an hour, the manager handed a check to the homeowners' attorney. :)

You can watch the newsclip at this link...enjoy!

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Linda S. Humphrey, M.D., CDPE, e-PRO, EcoBroker, GREEN

Broker/Owner - Humphrey Home Connections Realty, LLC

cell: 775-287-4665

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www.HumphreyHomeConnections.com

Show All Comments Sort:
Tni LeBlanc, RealtorĀ®, J.D.
Mint Properties, Lic. #01871795 - Santa Maria, CA
Tenacious Tni (805) 878-9879

I love it!  You mean Bank of America doesn't like to pay their bills?  LOL.

These banks are so arrogant.  At least they suffered some humiliation as a result.

Great post!

Jun 05, 2011 01:27 PM
Linda Humphrey
Humphrey Home Connections Realty, Reno, Nevada - Reno, NV
CRS, Broker/Owner HHC Realty

Arrogant and disorganized...a bad combination!

Jun 06, 2011 03:13 PM
Jim Frimmer
HomeSmart Realty West - San Diego, CA
Realtor & CDPE, Mission Valley specialist

I think there’s something missing from that story. How do you foreclose on something that doesn’t even have a lien on it? Doesn’t make sense. Something’s missing.

Jul 01, 2011 10:49 AM
Linda Humphrey
Humphrey Home Connections Realty, Reno, Nevada - Reno, NV
CRS, Broker/Owner HHC Realty

Jim - I agree, a lot of the details are missing, but that's a news blurb for you. Clearly they could never actually foreclose on a property with no lien. Only thing I can imagine is that the bank had the address or parcel number wrong on paperwork that was probably robosigned. Whatever the problem was, they apparently weren't too interested in hearing about it or correcting their error until extreme measures were taken. Would be interesting to know the whole story.

Jul 02, 2011 01:31 PM
Connie Harvey
Pilkerton Realtors - Brentwood, TN
Realtor - Nashville TN Real Estate

Linda, I saw this and could hardly believe it! Hey, I'm checking on some of my 31 days of January friends to see how your blogging is coming along! Let me know if I can be of any help!

Jul 08, 2011 11:04 AM
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Linda,

I love this story, and I love that B of A is getting their just desserts.  A

Jul 30, 2011 09:21 AM
Linda Humphrey
Humphrey Home Connections Realty, Reno, Nevada - Reno, NV
CRS, Broker/Owner HHC Realty

Alexandra - It is probably rude to smirk, but I just can't help myself :-D

Jul 30, 2011 11:16 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

I read this one quite a while ago.  What a black mark on their foreclosure staff! 

Aug 10, 2011 10:57 AM
Linda Humphrey
Humphrey Home Connections Realty, Reno, Nevada - Reno, NV
CRS, Broker/Owner HHC Realty

Suzanne - No kidding, huh?!

Aug 10, 2011 11:03 AM
Linda Humphrey
Humphrey Home Connections Realty, Reno, Nevada - Reno, NV
CRS, Broker/Owner HHC Realty

Thanks Russel...what IS that? How cute!

Aug 14, 2011 11:27 AM