We have all seen many articles referring to credit scores. How to improve, how to maintain and what hurts your scores, but I have yet to hear about this one. The car rental.
It appears that most of the major car rental companies have a policy where if you use your debit card that they have the right to pull a credit report. Many are doing it and it will affect your credit score. One example I saw lowered it by 14 points just for the one credit pull! I would have thought they would just request a deposit but apparently they want a little more from you when it comes to debit cards. Avoid having your score lowered by using a credit card or confirm before using the debit card whether a credit pull will be required or not. Of course you must watch the rules for credit card use too as the fickle FICO scoring plays games with this as well.
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