Stop Junk Mail, and AVOID Trigger Leads

Services for Real Estate Pros with Advance Realty USA

Thanks to my friend Rob, I'm sharing this handy little blog post and I'll be printing and mailing my permanent opt out to prevent any future aggravation and junk mail.

Original content by Robert Rauf NMLS 248937


What the heck is a "Trigger Lead"??? 

When a lender runs your credit, the 3 major databases (XPN, TU and EFX) sell your information. This makes your phone ring off the hook with many people that purchased your name. Some of these calls will be more than a nuisance, they can be pushy and I have even had clients that are made to think that they already applied with "brand x".

The bad news is there has been a huge increase in Trigger lead activity in the past few weeks,

But there is something you can do about it moving forward.

 You can OPT OUT:

Stop the junkmail. Prevent ID Theft.

You can remove your name from marketing lists by Opting Out with a free service honored by the bureaus. Just dial888 5-OPT OUT (888-567-8688) or visit:  to register.

 This is also something important to discuss with our clients to be sure they are safe, and they do not become victims of scams or ID Theft.  When in doubt they should call the lender they applied with before answering any questions to an un-known caller.


Have a great week


Robert Rauf

Mortgage Loan Originator

NMLS ID# 248937 or my blog:

(732)223-1630 x102

Since 1987 I have been helping my clients fulfill their dream of home ownership!

Real Estate Mortgage Network Inc.




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Posted by

Michelle Gardner


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Comments (3)

Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

Michelle, thanks for sharing this information, I missed the first post.  Aside from adding ones name to the opt out list, it's a good idea to never ever share information with unknown persons who may call you.

Jun 14, 2011 11:11 AM
Michelle Gardner
Advance Realty USA - Lutherville Timonium, MD

Absolutely Silvia! We just can't be too safe these days.

Jun 14, 2011 02:30 PM
Robert Rauf
HomeBridge Financial Services (NJ) - Toms River, NJ

Thank you for the re-blog Michelle!

Jun 15, 2011 05:56 AM