Sometimes buyers are too timid when it comes to pulling the trigger. They are so scared of overpaying to the point that they slow to act or sometimes stop acting altogether. It is not until the house is snatched from right under them do they realize that there are other buyers out there looking to buy the same house. If you like the house, go for it! Think long-term, the extra $10,000 or $15,000 you are trying to save is not going to mean that much 10, 15 years down the road. Think of it as a long term investment. Is it worth all the heartache of losing your dream home because you are looking for the best bargain?