Admin

Texas USDA Mortgage

By
Mortgage and Lending with American Mortgage Services

Texas USDA Mortgage, Texas USDA Mortgage, Texas USDA Mortgage

Are you looking to purchase a home?  Do you not have a lot of money in the bank?  Do you think that you need to wait until you have enough money for a down payment and closing costs?  You may not have to.  With the Texas USDA Mortgage you can finance up to 100% of the purchase price of your house and have the seller pay for your closing costs.

Here are the first few steps that you can take to see if you and the home you are looking for will meet Texas USDA Mortgage guidelines:

1.  Go to this website www.eligibility.sc.egov.usda.gov 

2.  On the left hand sine of the homepage you will see Property Eligibility.  Click on the Single Family house button and then click accept.  On the next page you can fill out the address of the property you are looking to purchase.  If the property IS eligible move on to step 3.

3.  Go back to the homepage of USDA's website and under the Property Eligibility section is the Income Eligibility section.  Click on Single family housing and then fill out your state and county.  Then fill out the next few pages to see if your income meets the guidelines.

If your home and your income meet USDA's guidelines, you have made it through the first step to see if you can qualify for a Texas USDA Mortgage.  Now your next step is to call a mortgage professional to put in an application to see if you will qualify.  Call me at 813-835-2507 or 813-300-1477 and I will take the application and get you Pre-Qualified for a Texas USDA Mortgage.  You can also e-mail me at rob@amstampa.com.

Benefits to the Texas USDA Mortgage

100% Financing

Up to 6% seller paid closing costs

No asset requirements

Gifts from relatives are allowed

I will take you step by step through the mortgage process to help you purchase your new home.  Give me a call today and learn how you can purchase a home with no money down.  This is not a gimmick, I help people every day accomplish their goal of buying a new home.

Texas USDA Mortgages can help you.