620, 620, 620; that's the score it takes to get a mortgage with little or no downpayment

By
Mortgage and Lending with Bank of England Mortgage 385907

that's a fact Jack!

or anyone else.

despite what you may continue to read in some of the national print and online publications I'm going to give you 3, count em 3, options to purchase a home with a 620 credit score, and little to no downpayment.

Always, always, always; VETERANS first

VA Mortgages

minimum credit score 620, no downpayment required, no monthly mortgage insurance, the seller can pay your closing costs.

there are 22 million VETERANS in the U.S. so says Brian & Frank @ TBWS

personally I have been a VA lender for over 30 years and

proud of it

FHA Mortgages

minimum credit score 620, 3.5% downpayment, the seller can contibute 6% of the purchase price towards your closing costs.

USDA/Rural Housing

minimum credit score, well, 620; no downpayment required, no monthly mortgage insurance (at this time), the seller can pay your closing costs or they can finance up to 3%, if the appraisal will bear it.

Please, please, please remember that these loans are not for farms and/or properties with acreage. They are available wherever USDA allows. Check the eligibility maps, you'll be pleasantly surprised. That's

http://eligibility.sc.egov.usda.gov

Question?

are you ready to buy a home in a market offering incredibly low prices, and interest rates?

Then stop listening to all the BS from the national media about why you can't buy a home, because you may just find out that you can.

me, I'd like to help you, so would many, many others

It's up to you, will you let us?

620      620      620      620      620      620      620      620      620      620

low, no downpayment

that's it       

close

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Topic:
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Realtors®
Keller Williams 'Rainers
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Posts to Localism
Tags:
credit scores
cape coral loan officer
ft myers loan officer
port charlotte loan officer
charlotte county mortgages

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