Simply put, the Fair Trade Housing Act of 1968 brought into law the idea that no individual wanting to buy or rent a home could be discriminated against based upon their race, color, sex, physical disability, religion or natural origin. The whole purpose behind it was to help control the rampant discrimination that was taking place in the housing market during the civil rights uphevels of the late 1960s.
While we may not want to admit it, the Fair Trade Housing Act is still an crucial part of our lives today. This act still prohibits a seller or landlord from refusing to rent or sell housing, refusing to negotiate for housing, make a residence unavailable, make false denials, or say that a place can't be rented or owned by an individual based only on the traits listed above.
The Fair Trade Housing Act also forces mortgage companies to play by the same rules. The financial insitution cannot refuse to make a loan, provide information on loan options, force different conditions on an individual, discriminate in how a property is appraised, or refuse to purchase a loan based on the above mentioned qualities.
It is also illegal for anyone to threaten, coerce, intimidate or interfere with anyone who is actively pursuing or exercising their rights under the Fair Trade Housing Act. The seller or landlord also cannot offer special deals that are reserved for certain races, religions, sexes, use other exclusionary tactics.
Also, if you or someone you know has a physical disability, there are further protections assigned to you under this act. For starters, your landlord cannot refuse to make reasonable modifications to your place of residence or the common areas of the building to accommodate your needs. Also, the building supervisor must be willing to make reasonable exceptions to rules policies, and services they provide in regards to the disability being discussed. These accomendations may include allowing for a service dog in a pet restricted apartment, or lowering the light switch location for those in a wheel chair.
If a developer is constructing new buildings, certain structures, and accommodations must be incorporated into the building to bring it in compliance with the Fair Trade Housing Act. If the building is larger than a three unit structure and has a elevator, all must be brought into compliance with the American with Disabiliteis Act.
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