Coral Springs, FL
Floridians could soon get relief from rising wind storm premiums.
Due to launch this November, insurancediscountinspections.com (IDI), a consumer service company specifically designed to help Floridians lower the wind storm premium of their existing homeowner policy.
"This is a necessary service in which we will be providing for Florida Homeowners," says David Manley, President & Founder, "insurance rates are out of control and this service is the only way to see immediate impact in lowering rates."
Florida legislation mandates insurance carriers to offer discounts towards wind storm coverage for certain construction features that lend in making a home more resistant during wind storm activity. These discounts are mandatory for all insurance carriers that write policies in Florida.
Spawned by feedback from independent insurance agents needing a one call resource for consumers, insurancediscountinspections.com, with its team of Professional Inspectors, will be able to facilitate these services for homeowners throughout Florida.
"We are dedicated to servicing the needs of Floridians," adds Mr. Manley "and we're willing to invest heavily in educating the public about these discounts and educate the insurance and real estate industries on how these certifications can help the struggling Florida economy."
As reported, the Florida insurance and real estate markets have been adversely affected by the recent hurricane seasons. Causing record insurance losses and staggering real estate inventory. IDI is also working with grass roots organizations and local legislators to modify existing language regarding Wind Mitigation Inspections. "There are two major problems with the current legislation," states Mr. Manley, "the language doesn't specify how and when to inform the consumer of these savings and most carriers and agents don't mention anything on their respective websites. We feel the state should mandate these inspections for every policy written and mandate re-certification every (5) years."
As it stands, the consumer is notified of the potential discounts, but this notice is within the policy which most consumers do not read. "Most agents aren't aware of all of the components in which make up the certification, so the consumer is not maximizing their discounts," Mr. Manley continues,"we conducted a poll of over 900 homeowners and 30 percent were told by their insurance agent that the only way they could reduce their premium was to increase their deductible. That's just not right."
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