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Heber City Real Estate and the Home Buyers first Step, getting Pre-qualified

By Utah Real Estate Search Utah County Realtor

Real Estate Broker/Owner with Home Buyer Realty Utah 5707835-PB00

July 19, 2011 03:34 AM

Heber City Real Estate and the Home Buyers first Step, getting Pre-qualified

The time has come to start shopping for a home to purchase. The first thing that you should do is to get pre-qualified for a home loan. It is very important to understand what your price range is prior to looking so you don’t waste time looking at properties that are out of your price range.

Where do you begin?

Most Realtors work with a trusted network of Mortgage professionals, who can assist you in getting pre-approved for a loan so that you can comfortably begin looking at homes with the assurance that you can obtain the proper financing.

Generally, loan officers can help you with a pre-approval by getting some basic information (address, social security number, etc.) over the phone or internet.

If you choose to purchase a new home, many builders have mortgage companies that will offer large incentives to use them.

Most Realtors prefer that their clients begin the loan process before they begin looking actively at homes, in order to best utilize your time as well as theirs. It also helps immensely having a pre-approval letter in hand when you are making an offer on your new home.

Check out the IDX Websites with Homes for Sale in the following locations:

State of Utah homes for sale – Home Selling Utah