Below are today's interest rates for RPM's loan programs. For specific pricing on your scenario, or to get pre-approved without obligation for any of these loan products below, you can:
To learn more about the loan process and get fast answers to some of the most common home finance questions, you can view Rob's short, educational videos on YouTube by clicking HERE.
All pricing below is at 0 points unless otherwise noted.
Conforming Loans (up to $417,000)
30-Year Fixed Rate: 4.500% APR: 4.524%
15-Year Fixed Rate: 3.750% APR: 3.784%
7/1 ARM Rate: 3.500% APR: 3.714%
5/1 ARM Rate: 3.000% APR: 3.196%
FHA Loans (96.5% Financing)
FHA 30-Year Fixed Rate: 4.500% APR: 4.964%
Jumbo Conforming Loans (max amounts per County limit)
30-Year Fixed Rate: 4.625% APR: 4.649%
15-Year Fixed Rate: 3.875% APR: 3.909%
5/1 ARM Rate: 3.500% APR: 3.726%
Traditional Jumbo Loans (above $729,750 or County limit)
30-Year Fixed Rate: 5.125% APR: 5.149%
15-Year Fixed Rate: 4.625% APR: 4.659%
10/1 ARM (I/O option avail.) Rate: 4.375% APR: 4.592%
5/1 ARM (I/O option avail.) Rate: 3.625% APR: 4.882%
Assumptions
- 30-day rate lock.
- Debt ratio less than 45%.
- Fully documented income.
- FICO score of 760 or greater.
- Loan-to-value of 70% or less.
- Primary home, PURCHASE TRANSACTION.
- Other programs available upon request, just ask!
Robert J. Spinosa
Home Loan Professional DRE: 01297944 NMLS: 22343
591 Redwood Hwy. Suite 1150 Mill Valley, CA 94941
877.270.5959 Toll Free 415.367.5959 Cellular 415.366.1590 eFax rspinosa@rpm-mtg.com
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