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3 Easy Tips to Improve Your Credit Score!

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Education & Training with CreditRepairNurse.com

What if you could improve your clients credit score by 50-100 points in 60 days?  Raising your credit score is not difficult if you know the steps.  I am going to outline 3 easy steps that anyone can follow to improve their credit score.

Step 1- Get a free copy of your credit score from AnnualCreditReport.com.  This is the free site that will give consumers one free credit report per year.  It is important to know what is reporting on your credit.  If you are uncertain about anything that is negatively reporting you can dispute it directly with all 3 credit bureas.

Step 2- Dispute negative information with all 3 credit bureaus.  Did you know that the credit bureaus do not verify any information that goes onto your credit report?  By asking the bureaus to verify or delete negative information you can often improve your credit score by 50 points in as little as 30 days.  Www.CreditRepairNurse.com offers a website where you can refer your clients and they can generate letters to the credit bureaus for free.  You can find out more about this service by visiting the website:  www.CreditRepairNurse.com and clicking on "Lender Sign Up".

Step 3- Building credit is also an essential step to raise your credit score.  It is very important that you have 2-3 active, good accounts.  If you have credit challenges you can apply for a secured credit card and/or installment loan at your local credit bureau or bank. 

Here is a video that explains what a secured credit card is:

Show All Comments Sort:
Chuck Carstensen
RE/MAX Results - Elk River, MN
Minnesota/Wisconsin Real Estate Expert

Its good to look at your credit way before buying a home so you can get these things corrected in advance.

Jul 26, 2011 05:09 PM
Rosalie Evans
Meritus Group Real Estate - Sioux Falls, SD
The Evans Group, Sioux Falls, SD Homes For Sale

This is good to know! I will have to check out that credit repair nurse website! 

Jul 26, 2011 05:21 PM
Larry Bettag
Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - Saint Charles, IL
Vice-President of National Production

It really all starts with the annual credit report.  Everyone needs a baseline to start with.

Jul 26, 2011 05:24 PM
MichelleCherie Carr Crowe .Just Call. 408-252-8900
Get Results Team...Just Call (408) 252-8900! . DRE #00901962 . Licensed to Sell since 1985 . Altas Realty - San Jose, CA
Family Helping Families Buy & Sell Homes 40+ Years

Thanks for sharing a new resource and the news that much reporting is not verified by the credit companies.

Jul 26, 2011 05:42 PM
Keith Gilkey
Re/Max Chesapeake - Elkton, MD
410-920-7214, Re/Max Chesapeake

Kimberlie, I saw this as a re-blog on Chuck Carstensen blog it is great and I am going to re-blog it also. Great way to get good information to people and it is important. Thanks so much.

Jul 27, 2011 06:31 AM