Chalk this one up to the spouse, at least in part.
This was one of those days. If you're in the real estate profession, I likely don't need to say much more than that. But I will, if only so you can come to know how Dory - the blue fish from Finding Nemo - became my laptop wallpaper this afternoon.
After six weeks of battling, the underwriter came back and decided to decline my buyer for his loan. There always had been a chance of this happening and I'd spoken to the loan officer about the situation several times. While he was concerned, it always was to a lesser degree than I all the way down the line ... until today, when my buyer was ejected like a contestant on "101 Ways to Leave a Game Show."
The jury remains out on another buyer's offer on a short sale where the appraiser for my buyer's lender and the person who did the bank's BPO are about $5,000 apart on the value of the property. Will common sense win the day? From a lender? Ha!
These two items have offset what ought to have been a good day ... another appraisal-fouled deal appears that it will get done after all. My own short sale listing is moving toward a successful sale, pending one final concession from a lender. I've got at least one buyer ready to purchase as soon as the right house comes on the market - seriously, we know exactly what it will look like. We saw two last week, both under contract within days.
And this afternoon I completed the process for a new Buffini-style short sale listing campaign, (semi-)happily writing notes through the afternoon. At least one and up to three listing appointments await as the week moves on.
These latter two paragraphs, especially the last, would not have taken place if not for following Dory's advice to "just keep swimming." The loss of this escrow left me devastated, both for my buyer and, if I'm honest, for myself. That was one hell of a lot of work that went for naught for my sake and for his, he's not moving out of his current home anytime soon.
After meeting with my broker and my new buyers' agent (another step forward today), I started dialing the phone even before I left the restaurant parking lot to get everything else moving. Wallowing was past; it was time to start swimming again.
In relating all of this to my wife, and wondering where I can find a stuffed animal Dory, she suggested a change of wallpaper was in order. Gone was the beach scene - a placid ideal that doesn't exist here in the desert and isn't on the horizon with kids and parents all here - and in came Dory. And Marlin. And, well, a whale.
Because all of us need a whale to come along as we're swimming along in this business, don't we?
Here ends my attempt at literary therapy and self-encouragement. Time for others to take over the show ...
When you have one of those days and it's too early for a Blue Moon, what gets you moving again. What gets you to just keep swimming?
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