Park City Real Estate and Improving Your Credit Score

Real Estate Broker/Owner with Home Buyer Realty Utah 5707835-PB00


Park City Real Estate and Improving Your Credit Score

Generally speaking the number one criterion a Mortgage lender considers when qualifying a Home Buyer for a mortgage loan is a good Credit Score. The higher Credit Score, usually the lower the Interest Rate. Other factors are obviously considered when determining the interest rate, but all lenders look at the Credit Score first. That being said, it is very important to understand how you maintain or improve your Credit Score before applying for a Home Loan.

There are no quick fixes for improving your credit score, but you can raise your score over time by demonstrating that you consistently manage your finances responsibly. Listed below you will find a number of tips that you should consider when attempting to raise your credit score.


  • Pay your bills on time
  •  Keep your credit card balances low
  • Pay off your debt, instead of transferring to another source.
  •  Maintain several credit cards, but manage them responsibly
  • Don’t open new credit card accounts that are unnecessary
  • Shop for a loan within a short, focused period of time.
  • Don’t purchase a car just prior to, or during the home loan process.
  • Contact your creditors or see a legitimate credit counselor when you have difficulties.


If you follow the steps outlined above, you should not have any problem getting the best possible interest rate when you apply for a new home loan.

Check out the IDX Websites with Homes for Sale in the following locations:

State of Utah homes for sale – Home Selling Utah

Homes available for Sale in Utah County

Alpine Homes for Sale

American Fork Homes for Sale

Cedar Hills Homes for Sale

Eagle Mountain Homes for Sale

Highland Homes for Sale

Lehi Homes for Sale

Mapleton Homes for Sale

Orem Homes for Sale

Provo Homes for Sale  Provo Home Selling

Posted by

Home Buyer Realty Utah, LLC
Robert A. Hulme - Broker, Owner


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