How to be prepared to buy a home if you intend to apply for a mortgage

Today's Golden Nugget

 Here is a quick story, that I have heard far too often:

I went out looking to buy a new home and I found the home of my dreams!  I called the real estate agent who took me in to see the home and indeed it was perfect for me.  I asked the agent if I could place an offer and was told that I needed to have a pre qualification letter before they would accept my offer. So I called a mortgage loan officer and began the process of getting pre qualified. I received the pre qualification letter and went back to the realtor to make an offer, but I was told that the seller had already accepted an offer!

I learned this lesson myself in Philadelphia when I was a first time home buyer , the hard way!!  So, I want to make sure that you don't make this same mistake and loose that perfect home. Now I know a lot of you are thinking, in this economy- come on- most houses just sit on the market with no offers!  I agree to some degree, but, those perfect properties are hot commodities and usually you are not the only one to fall in love with that home, so when they come on the market, they are sold quickly, so be prepared.

In my next blog I will go through step by step what you will need to get pre qualified for a mortgage. Be sure to come back and read it so that you will be prepared to buy before you go out and start to look at homes. If you plan to look at homes today and don't have a pre qualification letter, call me now!  

Ross Morgan 1-877-641-4833 x 304
You can also send me an email: rmorgan@carnegiemtg.com 
Or go to my website www.rossmorgan.valuedlender.com and Click on the APPLY NOW tab on the top of the page.

 You can always reach me anytime including evenings and weekends.

Looking forward to see you again, Thanks for joining me!

Ross Morgan Mortgage Banker Philaldelphia PA, 19102, 19046, Boston MA, 02122, Loan Officer with Carnegie Mortgage Direct Lender in all 50 states nationwide located in Berwyn PA 19312, 1-800-641-4833 x304,
rmorgan@carnegiemtg.com , www.rossmorgan.valuedlender.com
Home loans, purchase, refinance, FHA Conventional, VA, ARM, residential financing, Real Estate financing with lowest low rate and closing costs.