Rising to Homeownership & Achieving the American Dream in Today's Market

The new homebuyer faces challenges in rising to homeownership and achieving the American Dream in today's market.  With constant government interference into the course of the housing industry, and the ever changing market, to many prospective home buyers homeownership appears to be a daunting task. 

The important thing for a new prospective buyer to know is that despite the seeming complexity at times, it has at its foundation a very simple foundation of basic ideals. 

The goal of homeownership requires a recognition that there will be barriers along the way, but also a lot of freedom too.  It is all driven by 'purpose'.  If it is truly your purpose to become a homeowner, then no barrier, no matter how it appears to be impassible, can stop you.

A large barrier in today's economy is the subject of credit worthiness.  Low credit scores can deflate the dreams of a prospective home buyer almost immediately. 

However, one must come to an understanding that this is simply a barrier along the way, and it is not a permanent stop to your dreams.  Credit scores can be improved.  Credit reports can be cleaned up, and improved.  Sometimes it requires some hard work and persistence, and a little time, but it is not forever.

There are a lot of resources out there today to get your credit reports cleaned up.  There are even ways to do it yourself.  If you visit my website at: www.michaeldelaware.com you will find some recommended books to learn how to do this yourself.  If that is too much to take on, there there is a link to a company that you can do the work for you for a monthly fee until it is repaired. 

Credit repair is just one example of a barrier one might experience.  There are others, such as not being long enough at your current job, or not enough income, etc.  All of these things can ultimately be resolved, and sometimes it is just a matter of getting a second opinion on your file from a different lender.  If you have the willingness and persistence, and some patience, all barriers can be overcome and you can arrive at your goal of becoming a homeowner.