TIME TO PLAN FOR YOUR HURICANE NEEDS - PALM BEACH COUNTY
4 Steps Towards Preparing Your Home for a Hurricane.
As we begin to approach the most active part of this years' hurricane season, we need to take a few moments to review our Hurricane Disaster Plan.
There are steps you can take to protect yourself, your family and property should disaster strike.
According to the Insurance Information Institute, here are four (4) important steps to consider in your preparation plan:
STEP #1: REVIEW YOUR INSURANCE COVERAGE
Each year (along with filing your tax forms), check your insurance policy to ensure that you have the right kind of coverage. Check your deductibles and coverage limits. In addition, homeowners should check on the amount of 'content insurance' for perilous loss of interior items (furniture, clothes, paintings, etc.) Ask about flood insurance, which is not covered under the standard homeowners policy. Learn more about flood insurance at www.floodsmart.gov.
STEP #2: CREATE AN INVENTORY OF YOUR HOME
By having an updated home inventory list, you can help expedite the claims processing by substantiating losses and provide documentation for tax purposes. In addition, collect and attached any receipts your may have on any high-end item, along with photos of the item. Always remember to secure this complied information in a locked and secure place for future reference.
STEP #3: PROTECT YOUR PROPERTY
Invest in storm shutters and reinforced garage doors. Make sure you know where all pins, screws, bolts, etc. are located and other items are stored before the hurricane warning is issued. Don't wait until the last minute to visit your local hardware store to purchase items that should be on-hand. Remember to secure roof shingles and seal any openings, cracks and holes.
STEP #4: HAVE AN EVACUATION PLAN
Beforehand, decide where you and the family will go and how you will get there in the need of an evacuation. Always have more than one option. Keep phone numbers, addresses, money, credit cards, medicines, insurance policy and photos wrapped in a water-proof container and ready to move. Always have at least one week of non-perishable food on-hand for all members of the family.
Lastly, think about your pet(s) and their needs during the storm. Think ahead and plan what to do in the event of an evacuation, please check with your local Veterinarian Society for more information.
fOR ALL OF YOUR REAL ESTATE NEEDS IN PALM BEACH COUNTY, CALL STEPHEN PANCZAK, REALTOR AT THE WINNING TEAM OF KELLER WILLIAMS OF THE PALM BEACHES. (561) 254-8098
VISIT MY WEBSITE: www.palmbeachsteve.com