Sorry, Charlie! You are ineligible to write that offer!

Real Estate Broker/Owner with Riverbend Realty, Cape Girardeau, MO 2004008944

HUD does NOT notify companies when their NAID number is expiring. The day you write an offer is NOT the time to discover that your firm's NAID (Name Address IDentifier) has expired. Any agent representing a client in the purchase of a HUD-owned property must have an active NAID number, and an expired one cannot be used even temporarily. 

NAID numbers must be renewed annually, and the process has no fast-track option. Finding the renewal date is easy. Follow these steps:

  • Go to the the HUDHomestore website by clicking HERE.
  •  Click on the NAID Registration link (note yellow highlight in illustration below)

Liz Lockhart, Cape Girardeau real estate agents


  • Click on the Check Current NAID Registration Status button (note yellow highlight in illustration below)

Liz Lockhart, Cape Girardeau real estate agents


  • Fill in your company's social security or EIN (whichever was used when applying for the NAID) and click Submit button

 Liz Lockhart, Cape Girardeau real estate agents

If you have not checked your company's NAID status recently, I suggest you do that before you even show a HUD-acquired property. Just as you would print out the MLS sheet in preparation for a showing, you should check to see if you are even eligible to write an offer on the property.

What should you do if you find that your company NAID has expired? Refer the client to an agent whose company has an active NAID. The renewal process can take several weeks. I repeat--there is no fast track option!

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If you are looking for a foreclosure in Cape Girardeau, Perry, N. Scott, or Bollinger counties, I am the region's most experienced REO agent. As the area's ONLY Fannie Mae direct listing agent, I list more foreclosure properties than any other agent in this MLS. I am among the few local agents approved to both list and sell HUD properties. Give me a call if you are looking for help with the purchase of a foreclosure property.

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Comments (5)

Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

SO many details to see to in business these days, Liz.  But you point-out a very important fact.  Things like this can't go undetected or overlooked.  Most entities are not going to be flexible about it or hurry because of your need.  We definitely need to be organized and on top of things ...

Great and helpful info ...


Aug 25, 2011 04:58 AM

Yes, mine has expired several times and I had to renew it late, leaving several weeks I could not show HUD homes.  I don't understand why HUD does not at least send out a reminder email to the brokers.  With all we busy Realtors have going on, it would be nice.

May 09, 2012 01:14 AM
Liz Lockhart
Riverbend Realty, Cape Girardeau, MO - Cape Girardeau, MO
GRI, Cape Girardeau Real Estate

Gene~ Thanks for your input and the re-blog. In my market area, there are not very many HUD listings, and even fewer agents who have actually participated in a HUD sale. Probably 99% of agents do not even know about NAID numbers.

Mary~ Time flies, doesn't it? I have now set a recurring alarm on my cell phone to remind me once every year. Of course, nothing is fail-safe; but I have an Android phone, and the calendar is backed up in gmail.

May 11, 2012 09:28 AM
Jan Deckard
ABACUS Realty - Bloomington, IN
Genuinely Serving Bloomington Buyers and Sellers

What about all confidential info HUD requres to issue or renew a NAID?  Does anyone feel uneasy about supplying all the required information?  

Nov 19, 2014 04:07 AM
Liz Lockhart
Riverbend Realty, Cape Girardeau, MO - Cape Girardeau, MO
GRI, Cape Girardeau Real Estate


Jan Deckard  The designated broker is the only one who can apply for a NAID. It really doesn't involve confidential information, other than the tax ID number--which the government already has. Though the application itself is available online, it must be printed, filled out, and mailed (in other words, no electronic transmission of the tax ID number). We usually send ours via certified mail. Actually, one of the benefits of having a NAID is that you don't have to submit the tax ID number with every offer.

Nov 19, 2014 10:52 AM