The USDA rural home loan program is back!
A USDA Guaranteed Loan is a Government insured 100% purchase loan. These loans are offered in the rural areas of Richland County and include portions of Hopkins and Irmo.
Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home.
Many of these USDA loans are available with no money down and no mortgage insurance is required, so you keep your payments low. A 620 minimum credit score is required for one of these USDA mortgages.
I recently helped a buyer purchase this nice home in Irmo with a USDA home loan
If you have already found the home you want to buy let me check the address for you to verify the availability of the USDA funding. If you are hunting for a rural home for sale in the Hopkins or Irmo area contact me to see the homes currently listed for sale with the local MLS.
Terry Edwards tedwards@sc.rr.com
803 920 5327
New & Existing Home Sales
USDA Rural Home Loans Available for Richland County SC
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