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Mother Nature and Your House--Is Your Asset Covered?

By
Real Estate Broker/Owner with Charlemagne International Properties BRE# 01147470

The East Coast of the USA is busy battling the forces of Mother Nature.  Earthquakes and their aftershocks have yet to subside and Hurricane Irene is barreling toward the shoreline.  The weather and geological gods are bullying the east coast this week to be sure.

 

Those of us on the West Coast are familiar with earthquakes that rattle our buildings and our nerves.  We cannot predict their arrival but we can prepare for it.  Hurricanes gift their soon to be recipients with a few days lead time to batten down the hatches, evacuate or stockpile supplies.  Preparedness is the one step everyone can take whether the natural event be a tornado, flood, fire, earthquake or hurricane.

 

Aside from personal safety and basic needs it is important to also evaluate insurance policies.  Know what is covered and if the amount is sufficient to cover your needs.  Insurance is an important part of planning for a natural disaster.  The best time to review your policy is before disaster strikes.

Comments(8)

Janet Murray
Allison James Estates & Homes - Weymouth, MA
Realtor Weymouth MA & South Shore Home Sales
Great advice, I am on the East Coast and everyone is preparing for the hurricane and busy buying staples like water and batteries- it is a great thought to also take the time to evaluate your insurance coverage.
Aug 25, 2011 01:59 PM
Kay Van Kampen
RE/MAX Broker, RE/MAX - Springfield, MO
Realtor®, Springfield Mo Real Estate

Between the earthquakes and hurricanes, the tornadoes that have hit close to home here have destroyed so many homes.  I hope the hurricane winds down before it does much damage.

Aug 25, 2011 02:08 PM
Peter Pfann @ eXp Realty Pfanntastic Properties in Victoria, Since 1986.
eXp Realty, Victoria BC www.pfanntastic.com - Victoria, BC
Talk To or Text Peter 250-213-9490

Hi Norma,

nobody wants to have to experience any diasters, and get hurt twice (once by the event and again by your insurance company)

 

Aug 25, 2011 03:20 PM
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

Janet - I hope your weekend windstorm blows over without much damage.

Aug 25, 2011 03:33 PM
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

Kay - It seems no area of the country is exempt from Mother Nature's fury...

Aug 25, 2011 03:35 PM
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

Peter and Linda - No one wants to experience the double whammy effect of a natural disaster.

Aug 25, 2011 03:36 PM
Malcolm Johnston
Century 21 Lanthorn Real Estate LTD., Trenton, Ontario - Trenton, ON
Trenton Real Estate

Norma, it would seem that proper insurance is becoming more and more necessary with the frequency of natural disasters seeming to be on the rise.

Aug 26, 2011 02:40 AM
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

Malcolm - Yes, the changing climate is keeping Mother Nature on the warpath.

Sep 01, 2011 04:06 AM