Sell Home Fast - New Orleans LA: Have you received an offer from a loan company to rewrite your mortgage loan? It’s important to note that unless this is a notice or an offer you have received from your own bank or lender, it may be a scam. No matter how enticing it may seem, con artists are on the loose and are doing quite well for themselves due to the current difficulty people are having in keeping up with their mortgages.
When you fall behind on your mortgage, depending on what state you live in and their specific laws, your lender might file a notice with the county. These are public records that can be accessed by anyone and your business may now be divulged to unsavory characters who would love to take advantage of you. They spend time going through the county records to find those who are behind on their mortgages or on their taxes. Just when the going gets really tough, they offer to ‘help’ you out.
Unsolicited offers should always be rejected as this is not how legitimate loan modifications are handled. Your lender may approach you with a phone call or a mailer, but it’s generally safe to go to them for the details. They may offer to modify your loan because it is in both their best interest and yours to keep you in your house and paying your mortgage. Shady companies are everywhere these days and will offer you such deals as a mortgage payoff that they ‘take care of’ for you, or a program where they allow you to stay in your house and make payments to them, which are supposedly being used to pay off the mortgage.
It is known that such programs could result in you signing over the deed to your house (you lose all equity you may have) and the payments you make to them never find their way to your lender. In the end you’ll be evicted anyway, you’ll still be responsible for the mortgage balance, and the deed to your home is gone along with your friendly, helpful loan modification specialist. These offers come in many forms, but the bottom line for your safety is that if you feel you might need some help, you do the research to find a legitimate business to help you. The first place you should call is your own lender. Beyond that, look at companies with proven track records and good recommendations.
Do not spend the time or money repairing your home and getting it ready to show…. We will buy your home “As Is” so you don’t have to do the work. We are as serious about buying your house as you are about selling it. Selling a house is usually an expensive and complicated process. That’s why real estate agents make thousands (sometimes tens of thousands) of dollars on a single sale. But, when we buy your house, there are no commissions to pay and best of all there is no “waiting” involved.
Call us today at 985-441-9733 and leave a message on our 24 hour recorded message line. Or Visit us at DeepSouthHomebuyers.com and fill out our online seller questionnaire.