Special offer

Help for those whose properties are UPSIDE DOWN!!

Services for Real Estate Pros with Azren Foreclosure Help


Bella Homes, LLC is the result of a collaboration of some of the best legal minds in the nation and is founded upon the fundamental principle that families, not banks, should own homes. We proudly stand out as an ethical and legitimate alternative to those less credible companies whose predatory tactics do nothing but exploit the homeowner' financial predicament.

We are committed to helping troubled homeowners remain in their homes and secure them for long time use. Our program, which addresses a number of financial crises, is compliant with both state and federal law, is endorsed by the legal community and is highlighted by the following:Help for those whose properties are UPSIDE DOWN!!


  • We help troubled homeowners whose homes are upside down with little to no equity


  • For qualified homeowners, we will purchase their home from them for the amount of the first mortgage and second mortgage and other liens and then lease their home back to them for a period of three to seven years.


  • This lease will include an Option Memorandum, granting the homeowners an exclusive option to repurchase their home.


  • Our goal is to purchase the mortgage from their lender at a discounted rate. If we are unsuccessful in doing so, we will conduct a forensic audit of their mortgage to determine if their mortgage is illegal. If that is, indeed, the case, we will then file a lawsuit against the lender to prevent them from proceeding with foreclosure.


  • Once we successfully purchase the mortgage from the lender, we will, at the end of their lease, sell their home back to them at 90% of the fair market value at that time and credit them at closing for 60% of the rent paid. If they are unable to obtain a mortgage, we will also provide them with owner financing through one of our subsidiaries at the time they exercise their exclusive option to repurchase their home. Based on the foregoing, the property owner’s new monthly payment and mortgage balance will ultimately be 40% to 60% lower than their current monthly payment and principal balance.


  • If, by the end of the lease, we are unsuccessful in purchasing their mortgage from their lender, we will then deed their property back to them.


To learn more about our unique program please visit us here. Bella Homes


David A. Weaver
None - Buckeye, AZ

Welcome to Active Rain, Aziz.  I also applaud your program.  About time someone came up with a workable program that focus's on the home owner not the bank.  One point however, under current FNMA, FHLMC, FHA, VA, USDA guidelines, the only rent credit a borrower can receive is that which is the amount higher than the current market rent for the area by rent survey.  In other words if the going rent is $950.00/mo and you charge $1050.00, then the extra $100/mo may be applied as a credit.  I would be happy to provide the written guideline references if you wish.  Just email me.

Aug 30, 2011 06:31 AM
Aziz Sattar
Azren Foreclosure Help - Pasadena, CA

Thanks David,

I understand your point. I will check with the attorneys at Bella Homes. The lead in house attorney has closed over 17,000 transactions so I would assume he has the answers. However I will also email you for your guideline references.

The program is approved and working in all states except California where they are making sure all new laws can be complied to before they officially accept any properties.

Thanks for you response.


Sep 01, 2011 09:45 AM
Tracy McPeek
Cottonwood, CA

Has the program started in California?  I've noticed several California reps, are they up and running or still being developed?

Oct 14, 2011 06:54 AM
Aziz Sattar

Hi Tracy,

The program has been running for just under two years now and very successfully. They just announced last week that California is a go, and are looking at accepting applications online within the next coupple of weeks. They already have over 100 apps waiting that were submited on paper rather then through the web.

If fact I have an approved application for a client with over $1,000,000 mortgage. They approved it for acceptance but will not consumate it until official openning here.

Thanks for your interest. I will keep you informaed about Ca.



Oct 14, 2011 08:10 PM