Free Mortgage Assistance from HUD

Mortgage and Lending with WealthWise Mortgage Planning, a Division of American Pacific Mortgage Corporation NMLS #1850 NMLS 244226


In an effort to help families keep their homes and avoid mortgage scams, HUD today (09/02/11/) announced more than $10 million in housing counseling grants. This is unspent funding from the 2010 appropriation that was re-competed and awarded to HUD-approved counseling agencies.

The funding is predominately for foreclosure prevention counseling, assistance with application to Federal and other mortgage modification and loss mitigation programs, and related outreach. It will also support outreach and counseling efforts designed to identify and assist victims of mortgage modification scams, and report those cases to the applicable authorities.”

California HUD-Approved Counseling


Community Housing Council of Fresno

Housing Authority of the City of Fresno

Fresno, CA


Eden Council for Hope and Opportunity (ECHO)

Hayward, CA 


Tri-Valley Housing Opportunity Center

Livermore, CA


Los Angeles Neighborhood Housing Service

Los Angeles, CA


The Spanish Speaking Unity Council of Alameda County, Inc. (a.k.a The Unity Council)

National Coalition for Asian Pacific American Community Development (National CAPACD)

Oakland, CA


Neighborhood Partnership Housing Services, Inc.

Ontario, CA 


Project Sentinel

Redwood City, CA


Community Housing Development Corp of North Richmond

Richmond, CA


Fair Housing Council of Riverside County

Springboard Nonprofit Consumer Credit Management (Springboard)

Riverside, CA


Rural Community Assistance Corporation (RCAC)

West Sacramento, CA


Neighborhood Housing Services of the Inland Empire

San Bernardino, CA


Neighborhood House Association

San Diego, CA


Mission Economic Development Association

San Francisco, CA


Consumer Credit Counseling Service of Orange County

Legal Aid Society of Orange County

Santa Ana, CA


City of Vacaville Department of Housing and Redevelopment

Vacaville, CA


Community Services and Employment Training (CSET)

Visalia, CA


Services are available in other states as well.


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Comments (4)

Regina P. Brown
MBA Broker Consultants - Carlsbad, CA
M.B.A., Broker, Instructor

Ed, this is an awesome list!  I'm going pass this list along for buyers in our local area...


~ Regina

Sep 04, 2011 12:57 PM
Ed Gillespie
WealthWise Mortgage Planning, a Division of American Pacific Mortgage Corporation NMLS #1850 - Folsom, CA

Thanks, Regina!  Since there is so much need for these services, I'm really glad to see that HUD is stepping up!

Sep 04, 2011 05:53 PM
David A. Weaver
Peoples Bank & Trust Co. - Scottsdale, AZ
24 years helping folks finance their dreams.

Good info.  I have looked up and distributed the list of providers for folks in Arizona.  Thanks for the headsup.  Lot's of families still in big trouble here in AZ, with no end in sight.  Still reporting 400+ foreclosures weekly and 80% of sales made up of REO's and short sales.  Buyers market my eye.  Not when the bank controls the market.  Have a great weekend.

Sep 05, 2011 06:26 AM
Ed Gillespie
WealthWise Mortgage Planning, a Division of American Pacific Mortgage Corporation NMLS #1850 - Folsom, CA

Thanks, David!  Glad to help!  Those are some pretty steep numbers.  We are lopsided in our market with REO and short sale as well.  A REALTOR made a comment similar to yours on another of my blogs: it's not a buyer's market, it's a bank market!  Enjoy your holiday!

Sep 05, 2011 07:34 AM