Call the fraud units of the three national credit bureaus:
Equifax:
· To Report fraud, call 800-525-6285 or write to P.O. Box 740250, Atlanta, GA. 39374-0250.
· To order a copy of your credit report go to http://www.equifax.com/ or call 800-685-5000 or 800-685-1111.
· To dispute information in your report, call the phone number provided on your credit report.
· To opt out of pre-approved offers of credit, call 888-567-8688 or write to Equifax Options, P.O. Box 740123, Atlanta, GA 303-74-0123.
Experian (formerly TRW):
· To report fraud, call 888-EXPERIAN or 888-397-3742, fax to 800-301-7196, or write to P.O. Box 1017, Allen, TX 75013.
· To order a copy of your report, go to http://www.experian.com/ or call 888-EXPERIAN.
· To dispute information in your report, call the phone number provided on your credit report.
· To opt out of pre-approved offers of credit and marketing lists, call 800-353-0809 or 888-5OPTOUT or write to P.O. Box 919, Allen, TX 75013.
Trans Union:
· To report fraud, call 800-680-7289 or write to P.O. Box 6790, Fullerton, CA. 92634.
· To order a copy of your credit report, go to http://www.transunion.com/ or call 800-888-4213.
· To dispute information in your report, call the phone number provided on your credit report.
· To opt our of pre-approved offers of credit and marketing lists, call 800-680-7293 or 888-5OPTOUT or write to P.O. Box 97328, Jackson, MS. 39238.
Contact all creditors with whom your name or identifying data have been fraudulently used. For example, you may need to contact your long distance telephone company if your long-distance calling card has been stolen or you find fraudulent charges on your bill.
Contact all financial institutions where you have accounts that an identity thief has taken over or that have been created in your name but without your knowledge. You may need to cancel those accounts, place stop payment orders on any outstanding checks that may not have cleared, and change your Automated Teller Machine (ATM) card, account and Personal Identification Number (PIN).
Contact the major check verification companies (listed in the CalPIRG-Privacy Rights Clearinghouse checklist) if you have had checks stolen or bank accounts set up by an identity thief. In particular, if you know that a particular merchant has received a check stolen from you, contact the verification company that the merchant uses:
1. CheckRite: 800-766-2748.
2. ChexSystems: 800-428-9623 (closed checking accounts)
3. CrossCheck: 800-552-1900
4. Equifax: 800-437-5120
5. National Processing Co. (NPC): 800-526-5380
6. SCAN: 800-262-7771
7. TeleCheck: 800-710-9898.
Comments(0)