After a rather long winded sermon one Sunday morning the preacher finished by saying if you are in the congregation today and addicted to drugs, alcohol or cigarettes; toss them into the river and be free of them from this day forward. At which time the minister of music stood up and asked the congregation to please stand as we sing our final hymn “Shall We Gather At The River”
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I give consultations on Government Home Loan Programs. I advise on how to use these loans to Buy and Sell more homes. Many of todays home buyers are first time home buyers; will have limited funds to put down and will have no money for needed repairs or desired up-grades. Many will be younger and will have marginal incomes. The USDA Loan and the FHA Loan are designed to address these issues. The USDA loan offer 100% Financing while the FHA 203k loan program is attracting a lot of attention from the more sophisticated buyers of aging and bank owned properties.