With prices going down in Arizona many people are under water in their home and in trouble of falling behind on payments if they have not already done so. If they don't act fast then they might be in danger of having their homes repossessed. This can be devastating for many individuals in this position. It is no different in Maricopa, Arizona. I have lived in Maricopa, Arizona for the past several years. I have learned the process of short sales by living the experience of having my home listed as a short sale and ultimately ending up being foreclosed on. I did not know what to do or what my options were. I tried to contact the banks here in Maricopa, Arizona that held my mortgage so that I could talk to them and see if there was anything that I could do other than a short sale or foreclosure but the banks were less than helpful in the process. I then contacted a real estate agent here in Maricopa, Arizona and had her to list my home as a short sale in order to avoid having it repossessed. Unfortunately, the agent was unable to sale the house and it ended up getting repossessed. For that reason I know first hand what that it is like going through the short sale and foreclosure process. Now I have become a licensed real estate agent so that I can help others whom are facing foreclosure and considering a short sale as a way out of their present situation. If you are in a position of being underwater in your home and are facing foreclosure then contact me. I can help.
Keep in mind that there are many options when you are unable to pay your mortgage. A short sale or foreclosure may not be your only options. There is always a chance that your bank might be willing to negotiate with you. They may end up lowering your payments, reducing your interest, or in some cases even reduce your principle that you owe. The might even allow you to just give them the deed to your house instead of foreclosure. If you are in major financial trouble then you may need to consider a bankruptcy rather than a short sale or foreclosure. If you are in trouble and would like to discuss your options in regards to a short sale or foreclosure then please contact me today before it is too late.
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