Stop Foreclosure: Denver Short Sale-Do I Need To Disclose Anything Wrong With My House?

Real Estate Broker/Owner with Dan Hopper - Gold Way RE

Westminster CO – The Stop Foreclosure Institute recently received a question from Will. Here was his question.

“I am thinking of short selling my house. There are some problems with the house. I know that most home buyers get a home inspected before they buy it.

Do I have to tell them about the problems? Or, should I leave them for the inspector to find? Will.”

Here was our answer. Will, we would disclose everything to the home buyers. It doesn’t do you any good to hide any problems, that may be discovered at a later date.

Whether or not the buyer's property inspector will find an issue that you knew about, the reality is you would be misrepresenting the material facts about your home.

Who needs more legal problems?

Remember, even with performing a short sale, you are still the Seller and must disclose all material facts about the property. In fact, we encourage you to make notes of ALL items that need repaired or replaced, and their estimated cost so that we can present that to the lender when negotiating the short sale! Why?

By disclosing to the lender all the known faults, it will assist our short sale team in negotiating with the lender in regards to the "correct" market value versus any BPO or appraisal they obtain for value, as well. This exercise will make our negotiating point stronger when we receive offers that come in below the lender's perception of value!!

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 303-521-0984

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thanks for reading this, Dan Hopper.

Dan Hopper is a Realtor located in Westminster, CO., specializing in Denver loan modifications and Short Sales.

Phone: 303-521-0984.

View My homes for sale at

Dan Hopper specializes in loan modification assistance and short sales in Denver, Colorado. Westminster Loan Modification Help, Westminster Short Sales. Westminster Short Sale Realtor. Denver, CO Loan Modification Help, Denver, CO Short Sales. Denver, CO Short Sale Realtor. Westminster CO Short Sales. Westminster Realtor.

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Important Notice

Dan Hopper, Remax Alliance, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Dan Hopper's personal views and do not reflect the views of Remax Alliance.




This information on Stop Foreclosure: Denver Short Sale-Do I Need To Disclose Anything Wrong With My House? is provided as a courtesy to our viewers to help them make informed decisions.

Comments (3)

Ben Benita
Ben Benita - Gainesville, VA
Speaker, Author, Game Changer, Coach

I am with you on disclosure, always better to sleep well at night......

Sep 28, 2011 02:00 AM
Ron Marshall
Marshall Enterprises - Saint Michael, MN
Birdhouse Builder Extraordinaire

Dan, just a suggestion....this is a members only post.  Don't you want the public to see how you work with the short sales?  I checked out another one that I thought was great information for the public and it was members only, too!

Jan 20, 2013 05:26 AM
Dan Hopper
Dan Hopper - Gold Way RE - Westminster, CO
Denver Broker / Author / Advocate/Short Sale

Thanks, Ben ... I believe at the time I did this blog posting, I was not a paid member of AR so I could not go public with it.  But I will change that now.... thanks!

Jan 21, 2013 12:02 AM