Attention Arden Hills First Time Home Buyers

Are you in the early stages of planning on buying your very first house in Arden Hills? Many people who are renting today are realizing that the recent increase in rent payments is making Arden Hills more reasonable than ever before. With record low interest rates and reduced property values monthly payments on a home in Arden Hills may even be less expensive than what you are paying for rent! If you are a MN first time home buyerI would definitely enjoy talking with you about these possibilities.

In order for you to take advantage of the great market values in today's market, get started with these 3 steps.

Step 1: Call Me To Discuss Your Goals

There are more things for you to consider when buying a house than the monthly mortgage payment. I will want to have a discussion with you what your goals are for home ownership. After learning more about what you want to accomplish we will talk about the all of the types of homes for sale, as well as how to get a great value. Depending upon when you want to make the move we will talk about whether you should consider buying a short sale, foreclosure, or traditional sale. After our discussion I will set up an automated listing search of all the listings that could meet your needs.

Step 2: Get Preapproved For A Loan

Before we start looking at listings, you need to talk with a mortgage banker. The only way to know how much you can afford for monthly mortgage payments as well as down payments, you will need to get preapproved for financing. When you talk with your mortgage banker, you will learn about all of the great programs available for MN first time home buyers. Did you know that there are down payment assistance programs for that can help you with as much as $8,500 for down payment? The only way to determine your eligibility is to get preapproved for a loan.

Step 3: Let's Go Look At Homes

Once you have been preapproved for a loan we can start looking at houses. After looking at so many homes on the internet, this is the fun part of the whole process. We will look at as many homes as it takes before you find the one that ideally suits your needs. Once we find one, your mortgage lender and I will guide you through writing an offer, finalizing the loan and closing on your home!

Arden Hills: A Great Place To Live

Located in Ramsey County, the City of Anoka is a short commute for those residents working in either of the Twin Cities. Home to employers such as Bethel University and the headquarters of Land O' Lakes there are ample employment opportunities right here in Arden Hills. With a stable population just over 9,000 Arden Hills has a small town flavor, but has all the benefits of a suburb to the Twin Cities. The MN first time home buyer may benefit from the Ramsey County First Home program to help with entry cost assistance. If you are considering buying or selling Arden Hills Real Estate please visit my website for more information.

Do you feel like you are ready to get started with the process of buying your first home? Please email me and we'll start talking about what you want for your Arden Hills home!

Casey Anderson
Sales Executive, Licensed Realtor in Minnesota
IBR Realty
caseyanderson@ibrrealty.com
Cell 651-245-1820
Woodbury, MN 55125
With a focus on Woodbury real estate and surrounding communities.