Are you behind on your mortgage payment?
Do you owe more than your home is worth due to declining home values?
Is the possibility of foreclosure becoming a reality for you?
Have you thought about selling your home but just cannot make it happen when you add the REALTOR fees and closing cost into the picture?
If you answered yes to any or all of these questions, you may want to consider a SHORT SALE.
If the Mortgage Balance you owe, combined with the selling fee's, exceeds the price you can reasonably expect to receive, a short sale may be able to help you.
Although a short sale will adversely affect your credit, it is SUSTANTIALLY better than a foreclosure.
The David Nichols with Nichols/Ersery Home Team is your local short sale expert.
The sooner you start the process, the better off you will be. David has helped many families in this situation but quick action is the key.
David will contact the Lender on your behalf, and begin the process negotiating with them to accept a short sale.
He may be able to get the lenders to pay the Realtor Fee's, Closing Costs, and forgive any deficiency you have in the mortgage balance.
Your lender DOES NOT WANT TO FORECLOSE on you, but they will unless you act fast.
Once David gets a "Green Light" from your lender he will list the home and place it in the Nichols/Ersery Home Team's "Fast Acting" Marketing program. David will work with you and your lender to get the home sold.
If you are falling behind and cannot pay your mortgage, WE CAN HELP!
We offer a no cost or obligation consultation.