Do I REALLY Need An Inspection for my Frisco TX Home?

By
Mortgage and Lending with 214-728-0449 http://TexasLoanGuy.com NMLS # 322646

I am not surprised when a Home Buyer asks me 'Do I really need an inspection?'. After all, this may be their first home so they don't know what expenses can be avoided and what is a must.

My answer to the question is always - ABSOLUTELY! The buyer should always get an inspection done on a home before moving forward with the purchase. And no, the appraiser (even on FHA loans) does not inspect the home as in-depth as a Home Inspector.

Imagine moving into your home in the middle of winter, only to find out that the furnace doesn't work. Replacing a 40 year old furnace is far more costly than hiring a home inspector. Buying a home is likely the largest investment you'll ever make. The buyer needs to be assured they are investing in a quality home.

A Home Inspector will examine the following (and much more):

  • Heating System
  • Central Air Conditioning System
  • Interior Plumbing
  • Electrical System
  • Roof and Attic
  • Insulation
  • Walls, Ceilings, and Floors
  • Windows and Doors
  • Foundation
  • Basement (not very popular in Frisco Texas)
  • Overall Structure of the Home
The BEST part of having a home inspection before you purchase a home is this fact; if there are significant problems, you have the ability to walk away from the deal. However, if you purchase a home without a thorough inspection, you may find yourself paying more money then you should.
 
If you need help finding a Home Inspector in Frisco Texas or the surrounding areas, feel free to give me a call.
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Are you looking to purchase a Texas home?  Perhaps you love your Texas home but would be interested in refinancing your Texas mortgage to a lower interest rate?  

I'll help you get pre-approved for your Texas home loan and even suggest some very knowledgeable and professional Real Estate Agents in your area of choice.  If you are available to talk, I am available to listen.  Give me a call or visit my website for more details.

Do you want to know all of your mortgage options? Call me today and let's discuss them further.

Texas Home Loan Consultant

Always available for your Texas Mortgage and Home Loan needs!

John R Cannata    P#214.728.0449

NMLS # 322646

Texas Home Loan Expert

Frisco TX Mortgage

      

 

The views expressed on this site are mine alone and do not reflect the views of my employer.

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Rainmaker
1,004,473
Karen Anne Stone
New Home Hunters of Fort Worth and Tarrant County - Fort Worth, TX
Fort Worth Real Estate

John:  Probably the best person who could testify to how valuable getting a home inspection is... would be the newly-moved-in owner who did NOT get one, and was then faced with all sorts of horrible surprises after they moved in.  Surprises like these could prove very, very costly.  Buyers NEED to get a home inspection as part of their buying process. 

And of course, any of my buyers who choose not to inspect... I make them sign a form saying that I recommended them getting one, and that they chose not to... against my "sage" advice.

Oct 07, 2011 05:09 AM #1
Rainmaker
732,603
Eileen Hsu
Douglas Elliman Real Estate - Manhattan, NY
LICENSED REAL ESTATE SALESPERSON

Hi John, I think if the buyer is buying a single family then it is essential for them to have an inspection. Here in Manhattan New York, we do not have inspection when buying condos, mainly because if there are plumbing or structural issues, the condos as a whole will be responsible to make those repairs, in addition, the individuals do not have access to the boiler or electrical rooms without building superintendent or staff.

Oct 07, 2011 05:12 AM #2
Rainmaker
400,528
John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

Karen Anne - Thats a good idea to have them sign that you at least told them to get an inspection. That way they cant say "why didnt you warn me". It would be a horrible feeling as a buyer to end up in a house with a TON of problems.

Oct 07, 2011 05:12 AM #3
Rainer
233,428
Mike Yeo
3:16 team REALTY - Frisco, TX

John - it is better to pay the small fee up front then to pay for all the surprises after the house has been closed. 

Oct 07, 2011 07:54 AM #4
Ambassador
1,367,068
Loreena and Michael Yeo
3:16 team REALTY ~ Locally-owned Prosper TX Real Estate Co. - Prosper, TX
Real Estate Agents

It's not a matter of whether we want the seller to fix anything, but a matter of knowing we have done the best thing we know how to protect one of the most expensive asset acquisitions EVER!

Oct 07, 2011 12:08 PM #5
Rainmaker
305,604
Karen Otto
Home Star Staging - Plano, TX
Plano Home Staging, Dallas Home Staging, www.homes

I think pre list inspections are important too for the seller John - in many cases what gets found on inspection can make or break a sale. I'd rather know and fix it as a seller and sell my home than have it linger for months with thousands in price reductions because I didn't take care of the problems.

Oct 09, 2011 02:31 AM #6
Rainmaker
400,528
John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

Mike - I completely agree. Small price to avoid a very large headache.

Loreena - Absolutely. Its not a matter of asking the seller to fix anything. In some cases, the buyer will already know whats wrong with the house and its 'as is' condition. But there are those items that can not just been seen, which is why the inspector is so great and important. So, I agree with you there.

Karen  - Good point. I dont think enough sellers will actually get the property inspected before hand. They too could be surprised with the findings from the inspector. Things that have been ignored for a long time and now need attention with the sale of the house.

Oct 11, 2011 03:45 AM #7
Ambassador
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

John  If a buyer tells me they want tp pass on a hpme inspection I have them sign a form that the decision to not have an inspection was tehirs alone

Oct 11, 2011 11:43 AM #8
Rainmaker
504,688
Teral McDowell
Referral Patners LLC - Murphy, TX

Hi John, it is very wise to have an inspection and I appreciate you sharing this info on my outside blog.

Oct 11, 2011 05:42 PM #9
Rainmaker
400,528
John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

Karen - Its a great way to protect yourself so that the homeowner does not feel you set them up for failure.

Thanks for the feedback Teral.

Oct 12, 2011 03:44 AM #10
Rainmaker
229,831
Nathan Tutas
Tutas Towne Realty, Inc. - Davenport, FL
Your Central Florida Real Estate Expert

I completely agree with you John. I always recommend a home be inspected and I always have the buyer sign a Home Inspection Disclosure so that I have it in writing that I recommended it. We had a patch a couple years ago where someone was stealing A/C units from homes. I had an investor in the UK who just refused to get an inspection because it was a "waste of money". He signed my disclosure and I had it in writing that the A/C was missing. About a month after it closed he came into town to start getting the place rentable. He called me upset about their not being an A/C unit. I told him it really would have been cheaper to have the home inspected...even though he knew there was no A/C to begin with.

Oct 12, 2011 08:40 AM #11
Rainmaker
400,528
John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

Nate - Some clients just wont listen.

Oct 13, 2011 02:49 AM #12
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Wanda Kubat-Nerdin - Wanda Can!
Prado Real Estate South - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

John, I ALWAYS recommend a home inspection, even on new construction plus purchase a Home Warranty. What can go wrong will go wrong and it does and though it isn't your fault, you are the to-go-to person when they are looking for answers!

Oct 13, 2011 04:26 AM #13
Rainmaker
400,528
John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

So true Wanda. Its like Murphys Law.

Oct 13, 2011 12:05 PM #14
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John Cannata

Texas Home Mortgage - Purchase or Refinance
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