Well, today was interesting! I have had plenty of Settlements, but today's takes the cake. When ever and if ever you enter into a transaction with an Agent to Purchase a Bank Owned Property for your client, please make sure you both know what you are doing. I am extremely competent in my knowledge of these transactions, but unfortunately the Listing Agent was not. TheTitle Attorney allowed (without the Seller even showing up, to sign documents, etc.) the Settlement to take place. WHAT SETTLEMENT? There is no Settlement unless you walk away with a signed HUD1. ANOTHER SPOOKY & GHOSTLY SITUATION.