I’M CALLING MY OWN SHOTS! Plus a Few Others that the AR Gods Missed this Week - 101611

Mortgage and Lending with Los Angeles & Ventura Counties in CA


Well, this week there were so many really great posts here in the rain by some of my fave bloggers as well as some newbie bloggers that I’ve recently come across.  First and foremost, I just want to give a shout out to my fellow rainers for their gold star features that I was happy to "call the shot" on them.

Don't call me. I'll call you. by Marian Goetzinger

Double HUH??!! When Your Sphere Goes With "Another Agent".... by Jennifer Prestwich

Are We Moving Towards a Jetson's Style Home or Could We Be Going Back to the Basics? by Kathy Streib

THE BUYER'S DILEMMA ~ A TYRANNY OF CHOICE by newbie blogger, Dianne Goode


These were excellent posts that had some really great comments, which is one of the best things I love about great posts.  With some posts, the comments can actually be better than the post.  Check them out.

Then there were some other equally great posts that I suggested but that the AR Gods must have missed this week when they were bestowing those little gold stars.  

First there was My Videos Are Upsetting some Home Owner Associations by newbie blogger, Michael Rice.  Michael allows us to preview a video he did on a neighborhood he farms, which happens to be a really good video.  I was impressed and really liked it.  It was really well done.

However, the HOA wasn't impressed and did not like it and demanded that Michael take it down.  According to Michael's in-house legal department, the HOA has no grounds to make such a demand.  While I am no attorney and have no idea whether or not they have grounds to make such demands, I am curious if this has ever happened to anyone else?

I've seen so many neighborhood videos here on AR and now I'm wondering if those Realtor bloggers went out and got permission from those HOAs before shooting those videos and posting them all over the net?  Does one have to get permission to record a neighborhood video that has no people in them or even any addresses of the actual homes?

Then there was Richie Nagger and his post, I KNOW YOU AND READ YOUR BLOG.  I really enjoy these kinds of posts.  Posts like this remind me that all of this blogging really does work.  When we open ourselves up in our blogs, this allows our visitors and our audience to get to know us.  People like working with people they know; people they've come to like.

Early in my mortgage career, one of my brokers said to me, "People don't care what you know until they know that you care".  I've never forgotten that and I truly believe it too!  While I set out building a blog geared towards expanding my business, I know that I must allow readers to get to know me.  It's nice to hear people I just meet tell me that one of the things they liked about me or my blog is that it seems like I really care about my borrowers.  I'm glad I've been able to get that message across.  :)  

Next was We should never be too busy to help our clients! by Susan Neal.  Susan relays a story that is so familiar - agents who don't take care of their clients when they need help.  I have umpteen stories of Realtors/agents who failed to fulfill their duties and responsibilities and then got pissed off at someone else when their client came to them for help.

Over the years, I have seen way too many of my own borrowers come to me for help because their own Realtors/agents have gone MIA and they have questions and concerns and their Realtor/agent is not returning their calls/emails.  Don't even get me started on the ones that actually tell their clients to stop bothering them.  SERIOUSLY???

If some Realtor/agent is too busy to do the job that they are going to be paid to do, then they need to either get another job or take on less clients.  This does not include passing clients off to your flunkies peons assistants as soon as the listing agreement is signed or escrow is opened.  Your duties and responsibilities don't end with the listing agreement or escrow opening.  Your job is done when escrow closes and the buyer has the keys and not until then.  PERIOD!!!  

Then there was Pacita Dimacali with her post, “Why should I pay what seller is asking? He bought this only 3 months ago and he’s making a profit of $70k”.  Pacita tells us about a recent experience with one of her buyer clients, one that I'm sure many of us have some experience with.  I come across this occasionally with some of my own borrowers and find that I have to educate them on the reality of our market here.

While I can see why some buyers might not think some investor deserves to make a hugh profit on a property they just purhased a few months ago, what they fail to understand is that the true profit is not the difference between the initial purchase and the new sales price but rather that minus the costs of ownership and holding as wellas any repairs and/or remodeling that was made.

When buyers can see what a property looked like when the investor purchased it and what was done since then, then that profit they think the investor is making becomes much less.  Furthermore, what a seller purchased the property for has nothing to do with what the property's current market value is.  If the investor is selling the property for fair market value then that's all the buyer needs to be concerned with.  The only time an investors profit on a flipped property becomes an issue is if the buyer has an FHA loan.  That's a whole other post for another time.

Lastly, there was Did this appraiser do her Job Right? by Gene Riemenschneider.  I've been wondering when this issue would come up and knew it was pretty much just a matter of time.  Last month, changes were made to appraisals that are to be delivered to Fannie & Freddie.  The biggest change in the data that appraisers will be required to provide is more extensive descriptions on property condition and construction quality.

I recently blogged about this in New Appraisal Changes in Effect – How Will They Affect Your Market.  What this is supposed to do is require appraisers to make appropriate adjustments for properties that have been upgraded or recently rehabbed or remodeled between those properties that are run-down, dilapidated dumps.  Nice properties are not to be valued the same as some dump down the street, regardless if they are model matches.

Personally, I hope these new guidelines will allow for more successful appraisal appeals.  So far, I haven't had to appeal an appraisal since the new guidelines went into effect on September 1st.  However, I strongly suspect that at some point, some appraiser is going to make the mistake of not adhering to these new guidelines and when they do, I will not hesitate to use these new guidelines to appeal the appraisal.


As always, I love "calling the shots”.  I’m pretty picky and selective about whom I suggest.  I intentionally highlight my fave bloggers and then I look for new bloggers or bloggers that aren’t on the feature board every other day.  Anyone can suggest all the popular bloggers but finding the hidden treasures and gems is so much better.  I hope you check them out and enjoy them as much as I did.

Posted by



 Donne Knudsen

Realtor® - CalState Realty Services

DRE#: 01364050 / NMLS#: 249822 




E-mail   My Blog  

Serving low-medium income individuals and families as well as first time buyers with both their real estate as well as their mortgage needs including down payment assistance

Los Angeles County  --  Ventura County

© 2010 - All Rights Reserved


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  1. Gene Riemenschneider 10/16/2011 06:23 PM
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Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Donne- thank you for doing this every week.  I try to read as many as I can but you just can't read everything.  And, thank you for suggesting my post.  I'm glad you included Richie's because I remember starting to read it, then was called away.  Had I not seen it here, I might not have gone back to read it. 

Oct 16, 2011 04:10 PM #31
Evelyn Kennedy
Alain Pinel Realtors - Alameda, CA
Alameda, Real Estate, Alameda, CA


I have a colleague whose name is Donnee.  She adds the extra e"", so when I comment on your posts I am sure I add the "e" to your name.  Sorry if I do, it just a habit with me.  Back to your blog.  I can't believe I missed so many good posts this week.  I didn't see any of them.  Thanks for keeping me abreast of what is going on in ActiveRain.

Oct 16, 2011 04:11 PM #32
Lisa Dunham
Alexandria, VA
Associate Broker, Alexandria Virginia Real Estate

Thanks for the list Donne!  I always find something new and interesting to read because of your efforts.

Oct 16, 2011 04:53 PM #33
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Ed - Pacita's was a good message that buyers today need to know about.  Michael's post was an eye opener though.  HOAs complaining about marketing their neighborhood to increase sales?  SERIOUSLY???

Suzanne - I'm glad you like my post; I try and find good posts to suggest.

Mary - I actually try and find bloggers that aren't on the feature board a lot; there's lots of blogger around here like that.

Marcia - I'm glad I could introduce you to some of the great posts that I came across this week that I felt deserved more attention than they got.

Karen - I'm glad you like my post; that means a lot to me.  I really do enjoy doing this series every week and it's good to hear that others enjoy it too.

Thx for stopping by everyone; I really appreciate it.  Have a good night everyone and a great week too!  :)


Oct 16, 2011 05:42 PM #34
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Rodney - It's hard catching all the great posts that go up here every week, especially when you're busy.  I'm glad I can introduce you to the ones that I came across.

Dawn - I'm glad you liked my post; I try to put together something really different for everyone.

Joan - I'm glad I could help you catch some really great posts that you missed.  I hope you enjoy my picks.

Thx for stopping by folks; I appreciate it.  Have a good night everyone and a great week too!  :)

Oct 16, 2011 06:10 PM #35
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Kathy - It is really hard to read all the really great stuff here. I'm just glad I can highlight the stuff I come across.

Evelyn - I have met a few people with my name and spell it differently. It's an uncommon name with uncommon spellings.

Lisa - I'm glad I can offer you some great reading material. :)

Thx for stopping by everyone; I really appreciate it.  Have a good night folks and a great week too!  :)

Oct 16, 2011 06:11 PM #36
Gene Riemenschneider
Home Point Real Estate - Brentwood, CA
Turning Houses into Homes

I heard I was mentioned here.  This is a higher honor than a featured blog, as you put more thought into it.  A quality post like this deserves a reblog.  You should join my reblog group. 

Oct 16, 2011 06:20 PM #37
Elite Home Sales Team
Elite Home Sales Team OC - Corona del Mar, CA
A Tenacious and Skilled Real Estate Team

You know I had a listing with a tenant in it the home showed horribly.  It sold in two weeks.

Oct 16, 2011 06:34 PM #38
Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

I'm am glad that you are stepping out and giving positive comments and recognition to others.  It give us a chance to read things we may have missed.

Oct 16, 2011 06:54 PM #39
Janet Jones
Just Your Style Interiors, LLC - Kihei, HI
Home Staging, Interior Redesign Kihei, Maui, Hawaii

Hi Donne--thanks.  I really enjoyed reading Richie Nagger's and Michael Rice's blogs.  Had missed both of those this week. 

Oct 16, 2011 06:59 PM #40
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of Manchester NH's Leading Agents

Donne another great set of blogs that passed me by last week. I really enjoy your comments about each blog as to why you have picked them, have a great week.

Oct 17, 2011 01:59 AM #41
Amarilys Bocz
K.B.A.A Realty - Realtor Miami,Doral,Boyton Beach,Boca Raton - Doral, FL
Real Estate Broker (305)904-0245

Looking forward to read each of them.  Thank you.  it is always so good to celebrate others.  Good job. 

Oct 17, 2011 02:35 AM #42
Gabrielle Jeans
WebTech Dezine, Gabrielle Jeans Real Estate Coach - Toronto, ON
Real Estate Web Solution, Real Estate Trainer and Coach

I caught majority of these blog posts last week. I would like to say my favorite was the tyranny of choice post. I really did enjoy reading that post and the post about jetson style houses. Thanks for highlighting them again Donne.

Oct 17, 2011 03:08 AM #43
Connie Harvey
Pilkerton Realtors - Brentwood, TN
Realtor - Nashville TN Real Estate

Donna, I've been out for over a week so this will really help me get caught up with some of my friends and new to me bloggers!

Oct 17, 2011 03:51 AM #44
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Donne is easy to love and a pleasure to listen to

Oct 17, 2011 04:12 AM #45
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Gene - "This is a higher honor than a featured blog, as you put more thought into it." LOL Thx for the laugh this morning; made my day. Even though somedays I agree with you (this is why I started this series), I would still never want to be on the committee that selects feartures. That would be a hard job. On another note, your reblog group sounds interesting.....hmmm

Mark - And I would bet money that you had that listing priced perfectly for it's condition and challenges.

Tim - And that is the whole reason I started this series more than a year ago now.  I love doing it and getting more exposures for some really great posts that the AR Gods missed with their little gold stars.

Janet - Those were some great ones.  Richie is one of my fave bloggers but Michael I just came across but will be watching him more closely now.

Scott - I do like to add my own .02 to the post.  Sometimes I have a little different perspective than the original blogger that I'd like others to maybe consider.

Thx for stopping by folks; I really appreciate it.  Have a good day everyone and a wonderful week too!  :)

Oct 17, 2011 05:11 AM #46
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Amarilys - I'm glad you like my post and really hope you enjoy the others as well.  :)

Gabrielle - Those were some great posts!  I don't know what your market is like but here in Los Angeles & Ventura counties, we have a lot of properties for buyers to choose from yet our absorption rate is still rather low.  Narrowing down a buyers choices is absolutely vital for any good buyers agent.  Otherwise, I would see a lot more of this than I actually do.

Connie - Yeah, it's really easy to miss some really great posts around here, especially if we're busy.  I hope you enjoy my suggestions.  :)

Richie - You're so sweet!  :)

Thx for stopping by everyone; I really appreciate it.  Have a good day everyone and a wonderful week too!  :)

Oct 17, 2011 05:18 AM #47
Dale Baker
Baker Energy Audits and Commercial Properties Inspections - Claremont, NH
New Hampshire Relocation Real Estate Information

Howdy and evening Donne

Donne, those sure are some mighty fine looking blog post.

Have a good one
Dale in New Hampshire

Oct 17, 2011 03:55 PM #48
Patricia Kennedy
RLAH Real Estate - Washington, DC
Home in the Capital

Hey, Donne!  I keep waiting for the Sunday when we both include the same post!  It's such fun to write this type of post where you get to acknowledge people. 

Oct 18, 2011 09:02 AM #49
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Dale - I'm glad you like my post and hope you enjoy the others too!

Pat - LOL  I actually think it's great that we so often feature different posts.  That way our readers get to read so much more.  :)  On that note though, I do enjoy your suggestions too.  There is no way that I can catch all the great posts that go up here everyday.  I also love posts that highlight great posts that I've missed.

Thx for stopping by folks; I really appreciate it.  Have a good day and a great week too!  :)

Oct 19, 2011 08:01 AM #50
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