In Minnesota we have a lot of workers and businesses that slow down in the winter. We are probably not to that point yet although the weather is changing.
However, if you are feeling like you are FALLING BEHIND ON YOUR MORTGAGE PAYMENTS NOW and things are going to get worse if you get laid off or work less hours then now would be a good time to talk about your options.
I work with a lot of buyers and sellers on Short Sales for Isanti County, Sherburne County, and Anoka County homes. We need to know if this is an option for you if your getting overwhelmed with your debts.
Home owners spend hours researching online the difference between a short sale, loan modification, foreclosure and deed in lieu of foreclosure. Home owners will often get false information about these options. Perhaps the information is correct for your friends situation, but maybe your situations is way different.
There are many factors to consider if you are about to fall behind on your payment. One thing is for sure. You want to be proactive because that will put you in the best situation moving forward regardless whether its better to do a short sale or look into a different option.
Call or email to see what your options are!