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Senate Votes to Extend Higher Loan Limits

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Real Estate Agent with Keller Williams Realty Partners SW SL3089291

According to Houselogic.com, there's good news for Pembroke Pines homeowners: The Senate has agreed to extend higher limits on federally backed mortgage loans for two more years.

The 60-38 vote late Thursday meant that through 2013, the government would continue to insure mortgages worth as much as $729,750 in high-priced housing markets. Those limits expired on Oct. 1, dropping that ceiling to $625,000.

The House has not acted on the issue.

Supporters of the higher limits say their expiration makes it harder for purchasers to buy homes, weakening the ailing housing market.

The Obama administration has proposed letting the higher limits lapse, saying this was a way to begin pulling federal mortgage giants Fannie Mae and Freddie Mac out of their dominant roles in the home loan market and creating room for private lenders to expand their business.

I am prepared to assist you with all of your real estate needs! Contact me today to see how we can assist you at 954-237-0400, or simply send me an email! I'm ready to help you find the perfect home in Pembroke Pines.

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Wale Adewoyin
1st Crown Realty Corporation 503-512-6200 - Saint Helens, OR

Thats not the problem now. They need to rework the tax code to let there be a write off of all the negative equity to move the market forward.

Oct 21, 2011 03:22 PM