Are you starting to think about buying your very first house in Falcon Heights? Many renters today are realizing that the recent rise in rents is making Falcon Heights Real Estate more attractive than ever. With today's historic low interest rates and lower property values monthly payments on a home in Falcon Heights may even be less expensive than what you are paying for rent! If you are a MN first time buyer I would definitely enjoy talking with you about these possibilities.

In order to take advantage of today's great real estate values, there are three easy steps to get started.

Step 1: Let's Discuss Your Goals

There are more things to consider when buying a home than the monthly mortgage payment. I will want to talk with you about what your goals are for home ownership. After I learn more about what you want to achieve we will talk about the ideal locations for your home as well as how to get a great value. Depending upon when you want to move we will talk about the benefits of buying your home from a traditional seller versus a short sale. After this discussion I will set up an automated home search of all the listings that could meet your needs.

Step 2: Get Preapproved For A Home Loan

Before we start looking at listings, you need to talk with a mortgage lender. In order to find out how much you can reasonably afford for monthly mortgage payments as well as down payments, you will need to get preapproved for financing. When you have a discussion with your mortgage broker, you will learn about all of the excellent programs available for MN first time home buyers. Did you know that there are many down payment assistance programs for Falcon Heights first time buyers that can help you with as much as $8,500 for down payment? The only way to determine your eligibility as a buyer is to get preapproved for a mortgage loan.

Step 3: Let's Go Look At Homes

Once you have been through the process of getting preapproved we can start looking at houses. After looking at so many homes on the internet, this is the fun part of the whole process. We will look at as many homes as it takes before you find the one that ideally suits your needs. Once we find one, your mortgage lender and I will guide you through writing an offer, finalizing the loan and closing on your home!

Falcon Heights: A Great Place To Live

The lovely City of Falcon Heights is conveniently located just a little north of the city ofSt. Paul in Ramsey County. Known as the home of the Minnesota State Fair, Falcon Heights is also considered the most well-educated city in the state with over 70% of its residents boasting bachelor's degrees. First time home buyers may benefit from Ramsey County's First Home down payment assistance program, ideal for the MN first time home buyer. With easy access to downtown St. Paul living in Falcon Heights has both recreational activities as well as employment opportunities. If you are planning on buying Falcon Heights Real Estate please give me a call!

Are you ready to start with the process of buying your first home? Please email me and we'll start talking about what you want for your Falcon Heights home!

Casey Anderson
Sales Executive, Licensed Realtor in Minnesota
IBR Realty
caseyanderson@ibrrealty.com
Cell 651-245-1820
Woodbury, MN 55125
With a focus on Woodbury real estate and surrounding communities.