Bank of America is trying to be as proactive as possible in this economy and understands the hardtimes that many Americans have fallen on and even still there are many that just need to sell their home but cant. Over the next few months many home owners with Bank of America home mortgages will begin to receive a Bank of America Transition guide package. If you havent received one yet I have been given permission as a CDPE member to give you a copy, just email me at firstname.lastname@example.org
Many Americans who have missed payments or fallen on hardtimes just dont know where to turn and feel foreclosure is their only options and Im hear to tell you it's not. If any of the following apply you have options.
1) You want to sell your house but it's worth less then what you owe (you maybe deliquent or not on your mortgage)
2) You have missed payments and are not able to catch up
3) You have tried to modify your loan and cant
If any of these options apply to you, you dont have to face foreclosure Bank of America has numerous Short Sale options availablle.
One of the options: Im considering a short sale and I havent received an offer yet
Great news, for those of us living here in Florida there is a new program out that could give you up to $20,000 in relocation assistance, a deficiency waiver, and you get to remain in the home until it sells! (I have a client now that qualifies and will receive when we sell her home through the short sale process $17,068.85)
Here's a tip: An experienced real estate agent is important - Reach out ot an agent who has experience with short sales, a proven track record and certified education handling short sales, they are more complex then a traditional sale. Picking the right agent could be the difference of transitioning from your current home with money in your pocket and being evicted. If your in the Central Florida area we would love the opportunity to help.
For a free copy of a the Bank of American Home Transition Guide or to discuss how my team and I can help you on your way to financial freedom send us an email or give us a call. 407-810-6304 or email@example.com