Home Buyer Tips | The Devil Is In The Details

Reblogger
Real Estate Broker/Owner with Total Care Realty NCRE# 257455

Debe has definitely nailed down some of the great details for all home purchases.  You agent will also communicate with the Closing Attorney about the Home Owners Association to make sure the ownership of the home is transferred to you and to make sure that all dues are caught up and paid up to date.  That way you can get your access to the pool and all the other amenities.  

Original content by Debe Maxwell, CRS 228209

Details, Details, Details–A VERY Important Part of the Home Buying Process!

Home Buying Steps - #8 The Devil is In The DetailsWhen buying a home in Charlotte, your real estate professional will guide you every step of the way.  While you are working on your mortgage details, hiring your mover and taking care of the packing and moving preparations, your agent and your lender will be hard at work preparing for your Closing date.  Here is a list of details that you will be aware of with regards to your new home purchase:

--Homeowners Insurance

--Hold Off On Your Spending

--Documents You Need for Your Home Purchase

A few other important items, many ‘behind the scenes,’ that will need to be addressed during the process:

  • Your lender will order an appraisal immediately following complete loan application.
  • Your Realtor® will notify all parties of the place, date and time that the Closing will take place.
  • All parties will be notified of how and when the documents are to be delivered to the Closing attorney.
  • Your attorney will order a survey of the property for you – A survey is optional but, strongly recommended.
  • As you approach the Closing, you will be notified as to the exact amount for which your cashier’s check is to be made and to whom it is to be made.  In Charlotte, NC the check is to be made payable to the Closing attorney’s firm.
  • Remember to bring your drivers license to Closing.
  • Also, it is advised that you bring your personal checkbook to Closing.  Rarely the interest rate or some other item on the HUD-1 (Closing Statement) has been omitted but, if that happens, you may be required to write a small check at the Closing table.  Again this is rare but, most attorneys will allow a personal check to be written up to $1,000.
  • Your Realtor® can recommend moving companies, should you need one.  It is advised that you schedule this just as soon as you have a concrete moving date set.
  • Your real estate agent will provide you with the utility companies that provide coverage for your new home.  You will be advised to contact the utility companies 1-2 weeks prior to Closing to have all of your utilities transferred over into your name, effective the date of Closing.  Your agent will also remind the listing agent to have the sellers contact the utility companies as well.  This should, ideally, be done prior to your making the call to them as oftentimes they will not take transfer notification until they have been notified by the current homeowner.
Originally posted at www.iCharlotteRealEstate.com

 

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As the Broker-in-Charge, owner and founder of Total Care Realty, LLC, Larry is focused on quality of service. He believes in being on the cutting edge of any product or process that will help market the client’s property or help them find the perfect home. Larry has been consistently recognized as going above and beyond for his clients; he was described as a ‘personal concierge Realtor®’ early on in his Real Estate career. Drawing on his past experience of owning restaurants and working with new technology, innovation is his focus. Larry often says, “we are not afraid to take advantage of new technology as soon as it is available instead of waiting for a corporate office to tell us what we are allowed to do”. This is a benefit of being an independent Real Estate company. As a graduate of The Citadel, instilled in him is the importance of discipline, loyalty, focus, and determination. Marrying those ethics and ideals with the hard driving focus it took to own and manage restaurants for almost twenty years, has given Larry a passion to make sureclient satisfaction is the number one priority. “As your Personal Concierge Realtor® it is our job to help take care of every need of our clients.” Larry Story — Total Care Realty, LLC — 336-327-1841 also at  http://totalcarerealty.net

Copyright© 2010 By Larry Story, All Rights Reserved…

 

 

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Comments (5)

Adrian Willanger
206 909-7536 AdrianWillanger-broker.com - Seattle, WA
Profit from my two decades of experience

Realy great information about all the details and timing that a good agent provides in getting a home sale closed on time.

 

Best

Nov 05, 2011 03:38 PM
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Larry - Thank you for sharing detailed quality information on home buyer tips. Excellent blog.

Nov 05, 2011 05:30 PM
Larry Story
Total Care Realty - Greensboro, NC
Total Care Realty, LLC, Greensboro, NC Real Estate

Adrian,

Debe did a great job on this post.  Stop by and give her the kudos I just thought so much of it I wanted to repost so more buyers could see it.

 

John,

No problem stop by Debe's blog and let her know she did a great job.

 

Nov 06, 2011 03:48 AM
1~Judi Barrett
Integrity Real Estate Services 118 SE AVE N, Idabel, OK 74745 - Idabel, OK
BS Ed, Integrity Real Estate Services -IDABEL OK

Larry, The devil sure can be in the details.. unless of course you have an angel like you or Debe on your side taking care of things. 

 

Nov 06, 2011 01:31 PM
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Hey Larry!  Thank you so much for the re-blog--I'm honored!  And, @Judi, you're such a dear!  

Taking care of those details is our main job and having someone detail-oriented on your side, whether buyer OR seller, is imperative!

Hope you have a great week, Larry!

Nov 06, 2011 03:13 PM