Ten Important Questions to Ask Your Home Inspector

Industry Observer with My Home Inspector.Biz
From Hud.gov:    http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/insp/inspfaq
Ten Important Questions to Ask Your Home Inspector

1. What does your inspection cover?

The inspector should ensure that their inspection and inspection report will meet all applicable requirements in your state if applicable and will comply with a well-recognized standard of practice and code of ethics. You should be able to request and see a copy of these items ahead of time and ask any questions you may have. If there are any areas you want to make sure are inspected, be sure to identify them upfront.

2. How long have you been practicing in the home inspection profession and how many inspections have you completed?

The inspector should be able to provide his or her history in the profession and perhaps even a few names as referrals. Newer inspectors can be very qualified, and many work with a partner or have access to more experienced inspectors to assist them in the inspection.

3. Are you specifically experienced in residential inspection?

Related experience in construction or engineering is helpful, but is no substitute for training and experience in the unique discipline of home inspection. If the inspection is for a commercial property, then this should be asked about as well.

4. Do you offer to do repairs or improvements based on the inspection?

Some inspector associations and state regulations allow the inspector to perform repair work on problems uncovered in the inspection. Other associations and regulations strictly forbid this as a conflict of interest.

5. How long will the inspection take?

The average on-site inspection time for a single inspector is two to three hours for a typical single-family house; anything significantly less may not be enough time to perform a thorough inspection. Additional inspectors may be brought in for very large properties and buildings.

6. How much will it cost?

Costs vary dramatically, depending on the region, size and age of the house, scope of services and other factors. A typical range might be $300-$500, but consider the value of the home inspection in terms of the investment being made. Cost does not necessarily reflect quality. HUD Does not regulate home inspection fees.

7. What type of inspection report do you provide and how long will it take to receive the report?

Ask to see samples and determine whether or not you can understand the inspector's reporting style and if the time parameters fulfill your needs. Most inspectors provide their full report within 24 hours of the inspection.

8. Will I be able to attend the inspection?

This is a valuable educational opportunity, and an inspector's refusal to allow this should raise a red flag. Never pass up this opportunity to see your prospective home through the eyes of an expert.

9. Do you maintain membership in a professional home inspector association?

There are many state and national associations for home inspectors. Request to see their membership ID, and perform whatever due diligence you deem appropriate.

10. Do you participate in continuing education programs to keep your expertise up to date?

One can never know it all, and the inspector's commitment to continuing education is a good measure of his or her professionalism and service to the consumer. This is especially important in cases where the home is much older or includes unique elements requiring additional or updated training.

Comments (6)

JOSH EVANS *JoshEvansHomes 516-655-5000
Village Properties of Mineola, LLC - Mineola, NY

I usually asked them if they are going to f--k this deal up is a great question good luck and have fun

Nov 06, 2011 12:14 AM
Carol Zingone
Berkshire Hathaway Home Services Florida Network Realty - Jacksonville Beach, FL
Global Realtor in Jax Beach, FL - ABR, CRS, CIPS

David - good post.  Many buyers are not well-versed in what the inspection covers, despite what their Realtor may share with them, and some people simply prefer to do their own research. I have learned I really prefer they hire an inspector I'm familiar with, or have heard of previously....much like their lender!

Nov 06, 2011 12:22 AM
My Home Inspector .Biz
My Home Inspector.Biz - Putnam Valley, NY
"Helping You Be Worry Free"

So you'd rather have your home inspector not point out potential health hazards or better yet sell a lemon to unsuspecting home buyers just so you can make the sale?

What if there is radon in the house and it's a family with a new born?

What if there is a mold problem and the purchaser has serious asthma problems?

What if it's a first time home buyer with limited funds and it's not disclosed that the roof is about to cave in or the boiler is about to go and they're closing in January?

And the list goes on and on. 

Have a great day!

Nov 06, 2011 12:30 AM
My Home Inspector .Biz
My Home Inspector.Biz - Putnam Valley, NY
"Helping You Be Worry Free"

Thanks Carol I agree 100%.  Like everything else in life there is a fair balance between what looks like a major problem and what isn't.

Any Home Inspector should know this and also know how not to create a panic situation.  If you're a good home inspector you know how to calmly explain that some things that appear to bad may often have a simple and cost effective solution.

I guess having over 20 years as a contractor and as a business owner makes it's second nature for me when it comes to things like this that I see every day in a house.

Thanks for the comment and have a great day!

Nov 06, 2011 12:53 AM
Jenifer Lower
Bozeman Montana Real Estate .net - Bozeman, MT
Your Dream. Our Passion.

David, why a members only post?  This is great information for buyers to have at their fingertips!

Nov 06, 2011 01:16 AM
My Home Inspector .Biz
My Home Inspector.Biz - Putnam Valley, NY
"Helping You Be Worry Free"

Hi Jenifer - Unless I don't understand the Active Rain blog posting system correctly (which is entirely possible), I think this is all I am allowed to do because of my membership type.  When I write a blog and post it I am only given the option to post to associates or members.

Any help or suggestions would be very much appreciated.  Thanks - Dave

Nov 06, 2011 01:24 AM