Afton First Time Buyers: How To Buy

By
Real Estate Agent with IBR Realty

Most Minnesota first time home buyers are totally surprised when I take them out looking for homes and show them the affordable Afton Real Estate. The fact is that the housing affordability index in Minnesota has not been this favorable in decades. While many renters have only heard the negative news about values in real estate, others have seen it from a completely different angle The combination of reduced property values and low interest rates make your house payments quite often lower than your rent payments. So if you would like to meet with me and talk about becoming a Minnesota first time home buyer, I'm eager to talk with you about the possibilities.

In order for you to take advantage of the great market values in today's market, there are three easy steps to get started.

Step 1: Finding Out What You Want

There are more things to consider when buying a home than simply the monthly mortgage payment. I will want to have a discussion with you what your short and long term goals are for buying a home. After I learn more about what you want to achieve we will talk about the all of the types of homes for sale, as well as how to get a great value. Depending upon when you want to make the move we will talk about whether you should consider buying a short sale, foreclosure, or traditional sale. After our discussion I will set up a listing search of all the homes that could possibly meet your needs.

Step 2: Get Preapproved For A Mortgage Loan

Before we start looking at listings, you need to talk with a mortgage banker. The only way to know what you will be able to afford for monthly payments as well as down payments, you will need to get preapproved for mortgage financing. When you talk with your mortgage banker, you will learn about all of the programs available for MN first time home buyers. Did you know that there are down payment assistance programs for that can help you put as little as $1,000 down? The only way to determine your eligibility is to get preapproved for a mortgage loan.

Step 3: Let's Go Look At Homes

Once you have been through the process of getting preapproved we can start looking at houses. After looking at so many homes on the internet, this is the fun part of the whole process. We will look at as many homes as it takes before you find the one that ideally suits your needs. Once we find one, your mortgage lender and I will guide you through writing an offer, finalizing the loan and closing on your home!

If you are looking for a true small town atmosphere in the Twin Cities area, you'll find your home in Afton, MN. With a population just under 3,000, you'll love the quaint main street in downtown Afton. This small town receives a fair amount of day-trip visitors year round due to being home of Afton State Park as well as Afton Alps, the largest ski area in the metro. Conveniently located in Washington County, Afton is a 20-25 minute commute from downtown St. Paul. If you're looking to buy or sell in Afton, MN, please give me a call.

Are you ready to get started with the process of buying your first home? Please take a moment to call or email me and we'll discuss what you want for your Afton home!

 

 

Casey Anderson
Sales Executive, Licensed Realtor in Minnesota
IBR Realty
caseyanderson@ibrrealty.com
Cell 651-245-1820
Woodbury, MN 55125
With a focus on Woodbury real estate and surrounding communities.

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