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A few things for home buyers to ponder ....

Reblogger
Real Estate Agent with Coldwell Banker Access Realty 433494

Janine, a great start back into the world of Home Ownership. A few more could be:

1. Narrowing down the area to a few mile radius.

2. Schools and how they are important, and their rating.

3. Commute time and/or access to your present or future job.

 

 

 

Original content by Janine Kirchnavy CalBRE 01048899

 

 

Before starting the house hunt, there are a few things buyers need to consider.

  • Credit score: Lenders are generally looking for buyers to have credit scores of at least 620 nowadays.  Although the Federal Housing Administration will extend loans to borrowers with credit scores as low as 580, most banks are imposing higher scores.
  • Reserves: Even when renting, financial advisers recommend saving four to five months’ worth of expenses in case of job loss or any other unforeseen event.  Homeowners should add an additional two months’ worth to their savings.
  • Settling down: Buyers should think about if they see themselves living in the same place for five to seven years.  Homeownership is not just a financial decision, it’s also a lifestyle choice.
It would be our pleasure to assist you in your next real estate transaction

Richard Kirchnavy

Broker License # 01016593

Janine Kirchnavy

Broker Associate License # 01048899

 Office (909) 945-3662 
 
 
 

 
 
Atlas Real Estate (909) 945-3662
10700 Jersey Blvd #400, Rancho Cucamonga CA 91730
Posted by

P. Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA

We service all of Palm Beach County and S. Florida

 

 513 N. Country Club Drive, Suite 200, Atlantis, FL 33462

Office: (561) 247-7376 - Fax: (561) 537-7223 - Cell: (561) 629-2660

Email: PWH@WinstonRealty.co - Web: WinstonRealty

 

Search: Atlantis, Boca Raton, Lake Worth, Palm Beach Gardens,

South Palm Beach, West Palm Beach           

 

                      

              

P Winston Heverly - Real Estate Agent

Comments (3)

Ronald DiLalla
Century 21 Discovery DRE 01813824 - Anaheim, CA
No. Orange Cty Real Estate

Hi Winston, many items for one to decide over and then make the big decision.  thanks for sharing.

Nov 09, 2011 05:32 PM
Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

It is important to get the information before making a decision.  This should be helpful for buyers.

Nov 09, 2011 05:46 PM
The Woodland Team of Texas
The Woodland Companies - Austin, TX
Land Specialists

Hi Winston, I am enjoying going through some of your early blog posts and reposts and getting ready to start doing some posts myself soon.

Dec 23, 2018 02:13 AM