Have you been hearing and reading about all the Minnesotans who have bought their first home in the past few months? Are you tired of paying for the mortgage payments someone else's home (your landlord's)? If you are, then you may want to consider learning more about buying your first home in Hastings. With historic low mortgage rates along with special MN first time home buyer programs, monthly payments haven't been this affordable in years.

Hastings, MN Community Information

Looking for a small town feel in a Twin Cities bedroom community? You will want to check out the benefits of living in Hastings, MN. With just a 30 minute commute to downtown St. Paul, Hastings offers its residents both the benefits of a small town as well as big city living. Situated in Dakota county, Minnesota first time home buyers might benefit from the Dakota County first time home buyers program. If you are looking to buy or sell a home in Hastings, please call me.

The great news today is that there are beneficial programs for the MN first time home buyer available with minimal down payments and expansive credit guidelines. Unlike just a few years ago, today's popular options include great fixed rate financing insured by the federal government such as VA and FHA. Additionally, some conventional financing has cropped up such as on select fannie mae foreclosed homes known as Home Path financing.

MN Down Payment Assistance Programs

In addition to State of MN down payment assistance funds many local communities offer programs of their own as well. Each of these programs vary in terms of qualifications required to access the funds. Depending upon when you are reading this these programs may or may not be funded so we can check on it when you call me.

First Step To Buy A Home: Get Preapproved

For many Minnesota first time home buyers the big question is where do I start? Your very first step towards buying your first home is to get preapproved for a first time buyer's mortgage. By doing so you find out how much of a loan you are qualified for so that we can research homes in a comfortable price range.

Today's housing affordability index is so low it makes it a great time to buy Hastings homes for sale. If you are tired of throwing your money away on rent, take this opportunity now to learn more about the benefits of becoming a first time home buyer. I've worked with many first time home buyers before and am always eager to answer all of your questions. Simply give me a call or send me an email and let's see what might be possible!

Casey Anderson
Sales Executive, Licensed Realtor in Minnesota
IBR Realty
caseyanderson@ibrrealty.com
Cell 651-245-1820
Woodbury, MN 55125
With a focus on Woodbury real estate and surrounding communities.