Do You Need A..........Stop & Think Chair???

Mortgage and Lending with George Souto NMLS #65149 FHA, CHFA, VA Mortgages NMLS #65149

Most of the sermons that our Minister preaches on Sunday Morning hit home with me, in fact most of the time I think that the sermon is about me.  It isn’t, but that is what a good sermon should do, talk directly to us and make us look at ourselves.  Yesterday morning however, it was not the sermon that talked to me, but a story that he told about his daughter when she was in Kindergarten.  Most of us are familiar with a method of discipline called “Time Out”.  When a child misbehaves they are sent to for “Time Out” some where in the room or house by themselves, but this Kindergarten Teacher had a different method. 

His daughter came home and told him that one of the little boys in the class had missed behaved, and that the Teacher had sent him to the “Stop & Think Chair”.  Everyone at Church got a big laugh out of this, because no one had ever heard of the “Stop & Think Chair”.  But even though this got a smile out of me as well, I sat there thinking WOW could we as adults use a “Stop & Think Chair” in our lives every once in a while.  Sometimes are priorities get all twisted around “Are Your Goals For 2007 Prioritized Correctly” and we could sure use a “Stop & Think Chair” to get them back on track again.

God has Blessed me greatly in my personal life.  I have the comfort and strength that he gives me through His Word.  I have a wife that loves me, and two of the best boys that a father could ever ask for.  And I have a job that I love doing, and that I am eager to do each and everyday.  God has truly Blessed me in many ways.  But what good is any of this if I don’t stop and enjoy it.  When things start to get a little out of balance in my life, as they sometimes do, I need to send myself to the “Stop & Think Chair”.  We also need to consider using the “Stop & Think Chair” in our business life. 

This is the time of the year were we starting thinking of next year and the goals that we want to accomplish. This I believe is something that we must all do, because if we don’t set goals then how will we ever get to where we want to be “Key To Being A Successful Sales Person!!!”.  The problem is that sometimes we get so focused on those goals that we forget to take time to enjoy what we have already achieved.  What good is it to keep striving to meet goals, if we do not take the time to enjoy the ones we have already accomplished? We need to sometimes sit in a “Stop & Think Chair”, and come to the realization that it does not do any good to accumulate all of the wealth in the world, (Matt 6:19-20; Matt 16:26) but never get to enjoy it, because we are to busy trying to gain more.  I would dare to say, that there isn’t one person reading this Post, that does not have everything that they need in life.  Now “Stop & Think” I did not say that we have everything that we want in life, I said everything we need.  This does not mean that I do not still strive to meet other goals that I have set for myself, but it does mean that I can’t be so consumed with meeting those goals that they take over everything in my life.  The same thing goes for worrying about things that we do not have any control over. Worrying robs us of the joy of the present (Matt 6:25-34).

We need to use the “Stop & Think Chair” when it comes to dealing with other people, especially those that are our clients.  TLW wrote a Sunday blog this week on the “The Lovely Wife’s Ten Commandments of Real Estate….Roar!”. These were the “Thou Shall Not’s” for Realtors.  Loan Officers need to also consider similar “Thou Shall Not’s” along with some “Thou Shall’s” like, “Thou Shall return all your phone calls promptly”, Thou Shall take responsibility for your actions, and not blame your Underwriter”, or “Thou Shall take care of your Borrowers, the same way you would want to be taken care of yourself” (Luke 6:31) to just name a few.

So maybe we should have a “Stop & Think Chair” in our personal and business lives.  Not to punish us as it was used by the Kindergarten Teacher, but to sit and reflect upon what we have, and to not take it for granted that it will always be there (Luke 12:13-21).  Yes play hard, work hard, but enjoy what you have to its fullest.  How sad would it be if we woke up one morning and came to the sad realization that we had it all, but now it is too late to enjoy it, because it has past us by?  I have decided that I am going to take time during my week to sit in my “Stop & Think Chair”, I hope that those reading this will consider doing the same.



Info about the author:

George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or

Posted by

George Souto
NMLS# 65149

C (860) 573-1308
CALL 7 Days/Wk
Fax (860) 760-6891

Email Me
About Me
My Blog

I am a Mortgage Loan Officer who can assist you with all your mortgage & refinancing needs in
CT, RI, MA, NH, and a FL Licensed Lender

I can assist you with your Conventional,
FHA, CHFA, VA, USDA, & 203K loan programs.

I reside in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Haddam. E. Haddam, Higganum, Chester, Essex, Deep River.


Comments (24)

George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

David, mine is a rocking chair, so that could make a bit of a mess.

Linda, that sounds like a very peaceful time in the morning, and I am glad that you now have a name for your chair...LOL. 

Dec 11, 2006 01:18 PM
Home Design
Alpharetta, GA
Home Design and Real Estate
My couch works great.  This was very well written George, and thanks for sharing!
Dec 11, 2006 01:40 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Jennifer, looks like it is two votes for the couch so far and one for the chair.  Thank you for stopping by.
Dec 11, 2006 01:48 PM
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty
I have a stop and think shower.  It's where most of my creative thoughts arrive!  Don't know why - perhaps the shutting out of all the background chatter with the white noise of water?
Dec 11, 2006 01:54 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Tony, with the amount of thinking that I need to do, if I used the shower for this, I would look like a prune.
Dec 11, 2006 02:00 PM
Alexander Harb
Knights Investing - Mesquite, TX
Dallas, Texas Real Estate Investing

Nice sermon, George.....

A fitting addition to the Spiritual Rain Group......

It DID make me think...but my sit and think chair can be anywhere...sitting, standing..wherever.....

When God points things out...we should all...SIT and THINK........


Dec 11, 2006 03:12 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Alex, I do a lot of listen and praying in my car, but there is something to be said for just picking a chair or a spot in the house or office, and just blocking everything out and focusing on where you feel God is leading you.

Life gets so hectic sometimes that we let things get in the way of doing that. 

Dec 11, 2006 03:26 PM
Brian Brady
San Diego VA Home Loans/858-777-9751 - San Diego, CA

Excellent post, george and I'm sure it was a great sermon. 

In the Catholic tradition, a renaissance of Eucharistic Devotion has happened these past ten years.  It has become a perfect time for me to be with Him.  I just sit...and think...and thank Him for the blessings I have in my life.  I ask for direction as a father, a Christian, and yes, even in my career.

The sky doesn't part, angels don't appear, fire doesn't spring from a bush.  It's just me and my Lord...talking and listening.

Everything seems more clear after that hour or so with Him.

Dec 11, 2006 04:18 PM
Randy L. Prothero
eXp Realty - Hollister, MO
Missouri REALTOR, (808) 384-5645
George the closest thing I have to the Stop and Think Chair is my car caught in rush hour.  I call it my think tank on wheels.  I may need to change the name and purpose.
Dec 11, 2006 05:28 PM
marti garaughty - Montreal, QC
a highly caffeinated creative type...
 Excellent post George, actually I still have an old wooden rocking chair that belonged to my grandmother. Sometimes I sit in it to take time for myself, think and reconnect to my past.
Dec 11, 2006 06:09 PM
John Klassen
M & T Bank - Kingston, NY
That pause is critical to keepiong focused on the right things. Wrong focus never leads to right results. Thanks for some excellent perspective.
Dec 11, 2006 08:48 PM
Leigh Brown
Leigh Brown & Associates, RE/MAX Executive - Charlotte, NC
CEO, Dream Maker - Charlotte, NC
Thanks for another great post and a great addition to my 2007 planning! I especially like where you mentioned that we all have what we need....and it may be different than what we want.  Our society is built on teaching people that they NEED everything material-and our spiritual lives and morality have suffered as a side effect. 
Dec 12, 2006 02:47 AM
Bryant Tutas
Tutas Towne Realty, Inc and Garden Views Realty, LLC - Winter Garden, FL
Selling Florida one home at a time
George, Truly an awesome post. It reminded me to use my seat under the Oak tree at the lake more often. Peace and joy George. 
Dec 12, 2006 03:46 AM
"The Lovely Wife" (Broker Bryantnulls Wife) The One And Only TLW.
President-Tutas Towne Realty, Inc. - Kissimmee, FL

"Mortgage George"

What a wonderful concept this is. "The Stop And Think Chair"...

I wish more people would take just one moment to sit in the chair long enough to think about what they are doing.

I mean really. How much better would our world be if everyone just took one moment to think about what they are doing and why they are doing it.

I truly enjoyed this post. It makes me want to go to "The  Stop And Think Chair". :)

TLW "The Lovely Wife"...Hey, Can We Reupholster The Chair When I Am Done...ROAR!

Dec 12, 2006 07:05 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Brian, that is what it is all about.  Fireworks don't go off, but the His presents is there.  For me it isn't something I can explain, but His presents is definitely felt.

Randy, whatever works, but you might want to try something less aggravating than bumper to bumper traffic....LOL. 

Marti, sounds like a practice that we could all benefit from. 

John, time to focus on our lives and to pray to make the right choices needs to be part of what we do. 

Dec 12, 2006 09:21 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Leigh, I think that our society has forgotten the meaning of the word need, and is confusing it with want.  

Bryant, sitting under an Oak tree by a lake, now there is a place that I could do some serious thinking and praying. 

TLW, we would get in a whole lesssssssss trouble if we used a "Stop & Think Chair" a little more often. 

Dec 12, 2006 09:29 AM
Karen Hurst
Rhode Island Waterfront!


I bet some of those sermons really are about you!

I used to have a Stop and Think Loveseat, but now I have a laptop on it....and guess you know what that means:) 

 You're right though, we definitely need to take time to enjoy what we actually have. Not to sound morbid, but all this planning and we may not even be here to do it.  What a shame if we missed the most important aspects of our life.

Dec 12, 2006 12:23 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Karen, you are right on both counts.  Over time I have definitely given our Minister enough material to preach about.....LOL.  And yes it would be a Hugh shame if we missed out on those things in life that we can never get back, like watch our kids grow and being a part of it.
Dec 12, 2006 12:42 PM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude
Thanks for another great post, George. I always enjoy what you write and the topics are so timely and worthwhile reviewing. This one, in particular, made me "stop and think."
Dec 12, 2006 12:44 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert
Jeff, thank you for the kind words, I have always enjoyed reading your posts as well.
Dec 12, 2006 12:57 PM