Learn from the bust of the housing bubble in 2007. The bust happened because many sellers treated buying their home as they would buying an investment property. This is a dangerous mistake. They would put as little down payment as possible, and then when the value of the home went up, they took out loans against the property for vacations, cars, college tuition, etc.
When buying your home, treat it differently. Put more down. Don't take out loans against it for luxury expenses or things that should be saved for. If you do take out a second loan to do a remodel, do the remodel for your own pleasure. This means, if you make modifications to your home do so because the changes are things that YOU would like. It is unlikely that you will recoup the cost of the renovations, but if the renovations give you more enjoyment then it should be worth it.
And again, put as much money down as is possible. This will give you equity in your home and freedom from the stress of worry for when prices go down. You'll still be able to afford your home!
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