Top 10 States For Flood Insurance Claims

I am frequently asked, "is this property in a flood zone?".  To my surprise, Florida is not one of the top 10 states to file a flood insurance claim!

National Flood Insurance Program Statistics:

• Floods are the #1 most common natural disaster in the United States.
• Over the past 10 years (2001-2010) the average flood insurance claim paid in the US was nearly $48,000 per year.
• Over the past 10 years (2001-2010), flood insurance claims averaged just over $2.6 billion.
• The average flood insurance policy is about $600 per year.
• People outside of high-risk areas file over 20% of NFIP claims and receive one-third of disaster assistance for flooding.
• The NFIP paid $709 million in flood insurance claims to homeowners, business owners, and renters in 2010.

    State:           Total Number of 2010 Claims

New Jersey                     4,690

Tennessee                     4,209

New York                        2,210

Massachusetts                1,936

Texas                            1,894

Illinois                           1,747

Rhode Island                  1,445

Kentucky                        1,120

North Carolina                 1,104

Pennsylvania                   1,094