You Shouldn't Save Money When Buying A House

Real Estate Agent with 304.741.4705 • WV0027906

Home InspectionYou shouldn't save money when buying a skipping a home inspection.

It is a natural to try and minimize the cost of purchasing a home in Teays Valley, WV. After all, saving enough money for a down payment was challenging enough, now there are pre-paid costs such as homeowners insurance and taxes, and closings fees that need to be covered.

Not to mention the termite inspection and appraisal. Indeed, buying a home can be quite the work over for your bank account.

The oft mentioned mantra that "buying a home is one of the biggest financial decisions most people will ever make" is quite true. A home inspection is like buying Peace of Mind Insurance.

What Does A Home Inspection Do? During the home selection process, we show pictures or ask parents, relatives, or friends to accompany us. They add another pair of eyes in the event we aren't seeing something, or too consumed with where to place the couch while moving in, or all the grand parties the beautiful deck will host.

A home inspection is like the parent or friend. The inspector is trained to look past the spacious living room or nice oak kitchen cabinets and root out any infractions or issues that could jeopardize the well-being of your largest investment now or later down the road.  He or she is an impartial person that will give you the plain and simple truth without fear of offending you and being left off the invitation list for the Christmas party. After a thorough check-up of the house, you will be presented with a report listing the existing problems or red flags.

How Do I Find A Home Inspector? Do not choose an inspector based solely upon price. Ask your REALTOR who they may recommend based upon their experience. REALTOR's in the Teays Valley, WV market do not receive any financial compensation for referring a home buyer. Check with friends or family and see who they used in the past. Speak to various home inspectors. Do they seem eager to help you understand the process and not hesitant to answer any question, no matter how silly it may seem? Ask to see a copy of their report. Is it understandable and give a good insight into the house? What are their credentials? 

How Much Will This Cost Me? Actual cost may vary from inspector to inspector, but you should expect to spend to between $300 - $700. In the grand scheme, this is about the cost ONE mortgage payment.   


Image: Danilo Rizzuti /


Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Jordon Wheeler 03/15/2012 01:56 PM
Home Buying
West Virginia Putnam County Teays
Almost Anything Goes
Diary of a Realtor
Inspiration Station
home inspection
teays valley homes

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Jordon Wheeler
The Jordon Wheeler Group - Fairburn, GA
J W Group Real Estate Sales and Service

Hey Dale,

The title caught me.  Many buyers do skip the inspection even after a legnthy conversation about the wisdom of an inspection.  Just trying to pull funds together for down payment and closing costs.

Best of success to you this year!

Mar 15, 2012 01:53 PM #1
Dale Samples
304.741.4705 • - Charleston, WV
REALTOR -Homes for Sale Charleston, West Virgini

Jordon - I figured the title would catch more attention than "here is another boring lecture on why you need a home inspection" lol. Pound wise / Penny foolish.


Mar 15, 2012 01:55 PM #2
Jerry Newman
Brown Realty, 210-789-4216, - San Antonio, TX
Texas REALTOR, San Antonio Military Relocation

Hi Dale, I came over here after seeing Jodan's re-blog. Is saying $300 to $400 worth all the potential problems a buyer may have down the road? I think NOT. I always recommend that they get a home inspection.

Mar 15, 2012 02:15 PM #3
Kathy Sheehan
Bay Equity, LLC 770-634-4021 - Atlanta, GA
Senior Loan Officer

I guess I am not the only one that did a double take on the title.  You are right, a home inspection is not going to save you money.

Mar 15, 2012 09:00 PM #4
Fred Griffin
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

Well said, Dale.  Love the Title of your Blog!

     I recommend Home Inspections, even on New Construction.   Aside from finding potential problems, the Buyer can learn how the Systems work, how the house is built, and so much more.

Mar 16, 2012 01:38 PM #5
Jamie Magness
Keller Williams Realty Professionals - Baxter, MN
Distinctive Properties

Excellent post Dale! Great title too. you nailed it.

Mar 17, 2012 02:45 AM #6
William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Skipping a home inspection is not saving money.  Many times in the lng run it will cost you.

Mar 26, 2012 08:39 AM #7
Li Read
Sea to Sky Premier Properties (Salt Spring) - Salt Spring Island, BC
Caring expertise...knowledge for you!

Always, always, always do the home inspection.   An essential!

Mar 26, 2012 09:00 AM #8
Jamey "Milly" Milheiser
Fairway Independent Mortgage Corp. - Appleton, WI

Skipping a home inspection is never a smart thing to do!  Thanks for the post.

Mar 27, 2012 12:36 AM #9
Shelly Long
Realty One Group Complete - Sacramento, CA
(916) 806-HOME Sacramento Real Estate Lady

Hi Dale~  I 100% agree with should NEVER skip a home inspection when buying a house!  Matter of fact, I INSIST that all my clients do so and in 15 years I've only had 2 clients who skipped them.  And guess what?  They both had MAJOR problems that they weren't aware of and could have saved a TON of money!  Which begs the question; what about home warranties?  But, hey, that's deserving of another post all on it's on, right?  Have a FAB day~!

Mar 27, 2012 05:29 AM #10
Sharon Parisi
United Real Estate Dallas - Dallas, TX
Dallas Homes

What a great title for this post!  It is an attention grabber.  You are so correct.  Inspections are an essential part of purchasing a property.

Apr 22, 2012 12:52 PM #11
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Dale Samples

REALTOR -Homes for Sale Charleston, West Virgini
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