You Don't Have To Be A "Straight A" Student....To Qualify For A Loan?

This morning my husband and I were having coffee (very rare occasion since we work such different schedules) just chit-chatting.  He asked me how things were going with a particular offer on one of my listings.  Unfortunately, my answer was...the buyers are having trouble with their financing. 

His response was...that's the trouble these days, you may have plenty of potential buyers, but unless they are "Straight A" Students they can't get a loan.  His analogy made me chuckle.  But after thinking about it I realized, this a BIG misconception that a LOT of people share. 

Yes, lending institutions have tightened their belt on their guidelines.  But you don't have to be a Straight A Student to qualify for a loan.  This is the perfect example of why you should be working with a Realtor who can recommend you to a good lender. 

1)  It may be easier than you think to qualify for a loan

2)  If you do have issues with your credit, a good lender will work with you to figure out what you may be able to do to get that credit score up.

3)  There may be other "Creative Financing" available, but a good lender can help you figure out what's best for you

When you are ready to find out if you qualify for a loan call me @ 256-366-6292.  I can recommend you to lenders who will work hard for you.  And when you are ready to find that dream home...I can help you with that too.  You can begin your search by visiting my website.