I was reading a few blogs last night and saw some from some “mortgage guys” and I saw a few different titles that intrigued me.
If you’ve read any BLOGS on the difference between a LICENSED Mortgage Loan Originator and REGISTERED Mortgage Loan Originator than you know that anyone who is writing loans is a MORTGAE LOAN ORIGINATOR. There is no other official title or designation at a National or State level unless they’ve given it to themselves. The Loan Originator will have an MLO# or a NMLSR ID#. The extra R refers to someone who is "registered" vs "licensed". This means that they work for a Federal or State chartered Bank or Credit Union. I've felt strongly about changing the "MLO" to "LMLO" to have the acronym specify that its a LICENSED Originator... but thats another story.
What I still love to see is all the gratuitous TITLES that some LO's give themselves in the effort to set themselves apart from the crowd.
There's the basics that we should all expect: Mortgage Originator, Loan Officer, Loan Originator.
When that's not good enough... let's add "senior": "Senior Loan Officer", etc.
Then there's the fun ones: Mortgage Planner, Mortgage Specialist, Mortgage Consultant, Mortgage Advisor, Senior Mortgage Advisor (gotta add that little extra flair in there with the Senior again) or Mortgage Banker.
I saw one guys email signature once that said: Director/FHA Streamline Specialist. Does that give you confidence to send your "purchase" business to him if he just classifies himself as a "streamline refi specialist"?
Based on this… I’ve decided that I should now have the title of: “Super Special Senior Mortgage Planner Consultant Advisor Guy”.
Can anyone make a BADGE for me? 
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