Guess Who is Getting COAL Today?

Real Estate Agent with DFW FINE PROPERTIES 0506509

Santa is very, very upset! He is currently working on a refinance that was set to close and the lender added conditions… As he stated to a very reliable source, "He has had it up to his red cherry nose with conditions."


The ELVES have refused to return phone calls to verify employment as they expressed this is just too busy of a time to call anyone.


He can’t sign his loan documents in time to make his lock as he will be leaving on an extended vacation starting 12/24.


The lender is asking for proof that Santa has not taken out any new loans on his Sleigh.


The lender is requiring proof that Mrs. Clause has been in the cookie business for more than 2 years.


When the Social Security Verification form was sent off the information came back stating Santa Did not Exist.


Due to a lack of Comps in the area and the Rural property the lender is requiring a second appraisal.


The copy of Santa’s Photo ID cannot be verified as there are too many imposters around to prove it is him.


The lender has required us to count the expense for Reindeer food and maintenance in Santa’s Debt to income ratio calling it “cost of doing   business.”


Santa has refused to sign the AKA statement as it is about 4 pages long listing this such as Kris Cringle, Father of Christmas, Jolly old man, Mr. Clause, Old Saint Nick, etc…..


Apparently the lender is trying call Mr. Claus’s work “SEASONAL” and they want to verify if he collects unemployment on the off season.


Guess who is getting COAL in their stockings today?  


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Texas Law requires all license holders to provide the Information about Brokerage Services form to prospective clients.

Real Estate Commission Consumer Protection Notice  


 dfw fine properties



                                        3575 Lone Star Circle, Suite 315
                                        Fort Worth, TX 76117
                                        Office: 817-748-4800/FAX: 817-748-4900

                                         Patricia Feager
                                                        Cell: 469-951-4758




Certified Residential Specialist
Certified Pricing Strategies; Mastering the CMA
Certified Military Relocation Specialist
Certified Negotiation Expert
ertified RE Probate Specialist

"With self-discipline most anything is possible." --- Theodore Roosevelt 





Re-Blogged 1 time:

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  1. Marnie Matarese 12/25/2011 12:12 AM
guess who is getting coal today

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Joe Jackson
Keller Williams Capital Partners Realty - Columbus, OH
Clintonville and Central Ohio Real Estate Expert

Sant needs to get  an easy re-fi!

Dec 25, 2011 12:13 AM #16
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Merry Christmas Ron! You're not alone. I got nothing too!!! 

Well, despite it all, have a great day. I'm going to a ranch later today to whisper sweet nothings into the ears of some horses - I know they'll listen to me!!!


Dec 25, 2011 12:14 AM #17
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Merry Christmas Marnie!

Spread the laughter and have fun today. Christmas comes only once a year!!!

Dec 25, 2011 12:16 AM #18
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Merry Christmas Joe!

Santa needs to get another lender! But something tells me, he'll get the same results.

Poor Santa. I'm sure he's got a lot of coal to deliver!!!

Dec 25, 2011 12:19 AM #19
Roger D. Mucci
Shaken...with a Twist 216.633.2092 - Euclid, OH
Lets shake things up at your home today!

Such a fun story on Christmas morning.  Merry Christmas Patricia.  Have a wonderful time with your friends today!

Dec 25, 2011 12:23 AM #20
Emily Medvec Qualifying Broker
Hello Realty - Santa Fe, NM
Realtor | Serving Santa Fe & Northern NM

Patricia, fortunately Santa has the magic, fans, support, innovation, vision, hope and the magic of Christmas not to need the anything like banks and governments. He and Mrs. Claus and their company of elves have our imagination. Merry Christmas, from Santa (Fe), Emily

Dec 25, 2011 12:32 AM #21
Erv Fleishman
Realty Associates - Boca Raton, FL
Luxury Prop Specialist Realty Associates

Well. Ho, ho, ho. Mr Claus can not make up his mind how to spell his name. Claus or Clause. That clearly is the problem. Merry Christmas.

Dec 25, 2011 12:43 AM #22
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Good Morning Patricia, We did not close on a home Friday becuase the lawyer would not wait from 2pm to 3pm to close. That grinch caused the buyer to not be in their new home for Christmas and in a hotel instead.

On this Joyous Day, We Wish you a Very Merry Christmas from our Family to Yours!!!
May your day be filled with Joy amd Happiness!!!

Dec 25, 2011 12:57 AM #23
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

Patricia - I just wanted to stop by and wish you and your family a very Merry Christmas and a Happy New Year!

Dec 25, 2011 12:58 AM #24
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Home and Condo Specialists

Merry Christmas Patricia, Sending warm wishes to you and yours from our Long Island home to yours in Flower Mound this holiday season!

Dec 25, 2011 01:37 AM #25
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

Patricia - What a creative way to voice your frustrations--I chuckled and empathized as I read your post.  Wells Fargo delivered a lump a coal to my short sale buyers--seems they are not going to approve the sale--and it took them three months to arrive at this decision.

Merry Christmas!

Dec 25, 2011 02:33 AM #26
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy


You a wonderfully creative individual...We wish you a lovely day on the ranch with the horses.  Oceans of good wishes your way from our ocean to Flower Mound.  E hugs, A

Dec 25, 2011 02:51 AM #27
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Patricia, the government is a bit upside down right now, and you have found many ways to make us laugh today!    It has been a joy reading your posts this year, you truly are a beautiful person inside and out.   Merry Christmas to you and your family!

Dec 25, 2011 03:09 AM #28
Rob Thomas
Prestige Homes of The Tri Cities, Inc. CALL....423-341-6954 - Bristol, TN
Bristol TN-VA & Tri Cities Agent, ABR, GRI, e-Pro

Good Morning Ptricia .....those are great ......and so true!

Christmas Card

Merry Christmas!

I hope this is one of your best ever!

Dec 25, 2011 03:37 AM #29
Fernando Herboso - Broker for Maxus Realty Group
Maxus Realty Group - Broker 301-246-0001 - Gaithersburg, MD
301-246-0001 Serving Maryland, DC and Northern VA

. .and you have been such a good girl all year long. . I'm shocked!

Merry Christmas Patricia!

Dec 25, 2011 03:42 AM #30
Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

Wishing you a Merry Christmas and a successful, prosperous 2012

Dec 25, 2011 06:32 AM #31
Judith Parker
ProStead Realty - Charlotte, NC
CRS, GRI, CMRS, Charlotte, NC

Good evening Patricia, LOL... this was so creative and well written and I so enjoyed.  I hope you had an enjoyable Christmas and wishing you the best 2012.  I am thankful for your support and friendship!

Dec 25, 2011 01:29 PM #32
James Dray
Fathom Realty - Bentonville, AR
Exceptional Agents, Outstanding Results

Wouldn't that be just wonderful if they did get the lump of coal..  He was sure good to me but today I'm off to the office so I can write an offer YEA!!!

Dec 25, 2011 09:15 PM #33
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

Patricia - this is very funny! I didn't get a chance to stop by and wish you a Merry yesterday. I hope you had a wonderful day. I see you spent it being creative :)

Dec 26, 2011 12:49 AM #34
Karen Hawkins, MBA - Langley & Surrey, BC
Royal Pro Real Estate Network - Langley, BC

LOVE this analogy, Patricia - hopefully Santa understands that even as solid as his credentials are, some of his information makes him a bit "iffy" as a credit risk!

Dec 28, 2011 12:56 PM #35
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Selling Homes Changing Lives
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