Appleton Wisconsin Mortgage Success Story: Heather

Mortgage and Lending with Hartford Financial Services - Wisconsin Mortgage Lender

Heather is a recently divorced woman with two teenaged children.  After the divorce, she determined it was time to refinance her Appleton mortgage.  Her credit was slightly challenged with a few accounts with late payments but generally paid her bills.  She recently changed jobs as well but maintained the same position at a new company making more money.  Heather's current Appleton mortgage has a balance of $150,000 at a rate of 6.75%.  With Appleton mortgage interest rates at record lows, the time to secure this mortgage was now!
We quickly detemined that her goal was to reduce her monthly payment and provide as much relief as possible.  Having to survive on one income was making things a little more difficult for her. was able to provide Heather a brand new 30 year fixed mortgage at a 4.5% interest rate.  This saved her and her children almost $160 per month.  This savings will allow Heather the flexibility to start her life anew.  Despite the slow pay history on a few different accounts, was able to accomplish her goal of saving money on her Appleton Mortgage.
The entire process took only 3 weeks to complete.  Fortunately for Heather, she was very organized and was able to provide all the necessary documentation to get her loan approved.  The key was to get all of the pertinent documents for her Appleton mortgage such as: 30 days of pay stubs, the last two years of income taxes, her current mortgage statement, her property tax bill, her home owner’s insurance declarations page, 3 months of bank statements, her retirement account quarterly statement, divorce decree, child support documentation, and the closing paperwork from their current Appleton mortgage.
If you are ready to purchase an Appleton, WI home or need a Appleton mortgage, please call me at 920-623-9245 or visit my sites: or!

You may now be eligible for an interest rate reduction. We may not require income documents or appraisal report to modify your existing Appleton mortgage to a lower rate and reduce your monthly payment! We recommend that you call to see if you qualify for the program.


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Frank Pabon

USDA, FHA, Appleton Home Loans 920-319-5368,
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